1981 Co Rd 415, Breckenridge, TX 76424 Property Records

Stephens County property record for 1981 Co Rd 415, Breckenridge, TX 76424

Property Summary

Property Type	General Agricultural/Rural
Details	912 sqft · built 2023
Lot Size	14.5 acres (635,105 sqft)
Owner	2 Individual Names on Record
Last Sale	$51,600 (Jun 2023)
Tax Bill	$3,490 (2025)
Deeds & Mortgages	Aug 2023 Construction Loan Jan 2025 Mortgage
APN	`10892.002.018.00`

Property Details

APN / Parcel Number

Primary APN	`10892.002.018.00`
Alternative APNs	`R000011938` `R11938`

Interior

Building Area	912 sqft Total Area
1st Floor Area	2,360 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	635,105 sqft (14.5 acres)
Garage Type	Carport
Garage Area	1,000 sqft
Carport	Carport
Carport Area	1,000 sqft

Location & Zoning

Account Number	10892.002.018.00
Street Address	1981 COUNTY ROAD 415
City	BRECKENRIDGE
State	TX
Zip	76424-7122
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	LOT: 20, 21, 22, & 27, 28 BLK: UNIT 2 SUBD: HUBBARD LAKE SHORES TIER 2
Legal Subdivision	HUBBARD LAKE SHORES TIER 2
Legal Lot Number	20-22
Legal Unit	2
Jurisdiction	STEPHENS TX
Township / Civil Division	BRECKENRIDGE NORTH
Census Block Group	1
Census Block	1059
Census Tract	950500

Owner

Source: Stephens County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1981 COUNTY ROAD 415, BRECKENRIDGE, TX 76424-7122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK ALBANY/BRECKENRIDGE
Jan 30, 2025	Deed of Trust, Mortgage CLEAR FORK BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2023 · Amount on Record
Deed Sale	Jun 1, 2023 · Amount on Record
Deed Document Number	2023924
Deed Book / Page	2240 / 466
Prior Transfer Date	May 11, 2023
Prior Transfer Doc	0000000924
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS TX
Property Address	1981 COUNTY ROAD 415, BRECKENRIDGE, TX 76424-7122
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 S JACKSON ST, BRECKENRIDGE, TX 76424-4802

Mortgage

Document Number	002244/139
Date	Aug 17, 2023
Book Page	2244/139
Instrument	1356

Lender

Name	FIRST NATIONAL BANK ALBANY/BRECKENRIDGE
Type	Bank
Address	BRECKENRIDGE, TX 76424

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 17, 2024

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS TX
Property Address	1981 COUNTY ROAD 415, BRECKENRIDGE, TX 76424-7122
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002270/554
Date	Jan 30, 2025
Book Page	2270/554
Instrument	133

Lender

Name	CLEAR FORK BANK NA
Type	Bank
Address	MINERAL WELLS, TX 76067

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Jan 28, 2050

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Stephens County
Unified School District	Breckenridge Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,490.00 (-15.82%) Homeowner's exemption	$275,620 (+14,406.32%) Land $15,000 Building $260,620	$275,620 (+215.07%) Land $15,000 Building $260,620
2024	$4,146.00 (+12,094.12%)
2023		$1,900	$87,480
2022	$34.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 36 policies
Nearby Flood Policies	36 in force
Nearby Flood Claims	10 (1990–2016)
Most Recent Claim	Jun 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 78% of Texas
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEPHENS REGIONAL SUD serves 5,220 people · EPA ID TX2150007
Water Source	Surface water
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Nextlink Fixed Wireless	200 / 50
New Source Broadband Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Optimum.

Nearby Properties on Co Rd 415

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures