1981 Clover Ridge Dr, Chaska, MN 55318 Property Records

Carver County property record for 1981 Clover Ridge Dr, Chaska, MN 55318

Property Summary

Property Type	Condominium
Details	3 bd · 1.5 ba · 1,276 sqft · built 2005
Lot Size	0.014 acres (610 sqft)
Owner	Individual Name on File
Last Sale	$282,500 (Jun 2026)
Tax Bill	$3,554 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Feb 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-0931870`

Property Details

APN / Parcel Number

Primary APN	`30-0931870`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,276 sqft Finished Area
Gross Area	1,314 sqft
1st Floor Area	638 sqft
Basement Area	180 sqft
Finished Basement	180 sqft
Unfinished Basement	180 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	610 sqft (0.014 acres)
Garage Area	360 sqft
Porch	Porch
Porch Area	28 sqft
Deck Area	108 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1981 CLOVER RIDGE DR
City	CHASKA
State	MN
Zip	55318-2954
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SECTION 31 TOWNSHIP 116 RANGE 023 CLOVER RIDGE VILLAGE CONDO UNIT 187 CIC NO 53 SIXTEENTH SUPPLEMENTAL
Legal Range	023
Legal Township	116
Legal Section	31
Legal Subdivision	CLOVER RIDGE VILLAGE CONDO
Legal Unit	187
Jurisdiction	CARVER MN
Township / Civil Division	CHASKA
Census Block Group	4
Census Block	4009
Census Tract	91002

Owner

1981 Clover Ridge Dr, a condominium, is owned and occupied by an individual who bought it in June 2026.

Source: Carver County records, as of August 14, 2026

Owner of Record	Individual Name on File
Mailing Address	1981 CLOVER RIDGE DR, CHASKA, MN 55318-2954
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 24, 2026	Warranty Deed, Transfer · Commercial Mortgage FIRST WESTERN BANK & TRUST
Dec 11, 2017	Warranty Deed, Transfer · Conventional with PMI AMERICAN MTG & EQUITY CNSLTS I

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2026 · Amount on File
Deed Sale	Jun 23, 2026 · Amount on File
Prior Sale	Feb 24, 2026 · Amount on File
Deed Document Number	2026801960
Prior Transfer Date	Aug 12, 2015
Prior Transfer Doc	0000615901
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARVER MN
Recording Date	Jun 23, 2026
Property Address	1981 CLOVER RIDGE DR, CHASKA, MN 55318-2954
Document Number	0000801960
Instrument Date	Jun 5, 2026
Instrument	2026801960
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$94,157.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1981 CLOVER RIDGE DR, CHASKA, MN 55318-2954

Mortgage

Document Number	0000801961,
Date	Jun 23, 2026
Instrument	2026801961

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARVER MN
Recording Date	Feb 24, 2026
Property Address	1981 CLOVER RIDGE DR, CHASKA, MN 55318-2954
Document Number	000A796980
Instrument Date	Feb 13, 2026
Instrument	A796980
Transaction Type	Transfer
Record Updated	Mar 9, 2026
Title Company	HOMESERVICES OF AMERICAN INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	723 CLEVELAND AVE S, SAINT PAUL, MN 55116-1346

Mortgage

Document Number	000A796981
Date	Feb 24, 2026
Instrument	A796981

Lender

Name	FIRST WESTERN BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	69 Months
Due	Nov 13, 2031

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARVER MN
Recording Date	Dec 11, 2017
Property Address	1981 CLOVER RIDGE DR, CHASKA, MN 55318-2954
Document Number	0000655782
Instrument Date	Nov 22, 2017
Instrument	655782
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	PARTNERS TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$561.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	981 CLOVER RIDGE DR CHASKA MN 55318, CHASKA, MN 55318

Mortgage

Document Number	655783
Date	Dec 11, 2017
Instrument	655783

Lender

Name	AMERICAN MTG & EQUITY CNSLTS I
Type	Mortgage Company
Address	BLOOMINGTON, MN 55435

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 10, 2047

Mortgage

Document Number	655784,
Date	Dec 11, 2017
Instrument	655784

Lender

Name	AMERICAN MTG & EQUITY CNSLTS I
Type	Mortgage Company
Address	BLOOMINGTON, MN 55435

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 10, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 1981 Clover Ridge Dr was $3,554 with a homeowner's exemption, up 11.8% from the year before.

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
Municipality	Chaska City
Unified School District	Eastern Carver County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,554.00 (+11.83%) Homeowner's exemption	$273,100 (-7.86%) Land $85,000 Building $188,100	$273,100 (-7.86%) Land $85,000 Building $188,100
2025	$3,178.00 (+5.3%) Homeowner's exemption	$296,400 (+5.33%) Land $80,000 Building $216,400	$296,400 (+5.33%) Land $80,000 Building $216,400
2024	$3,018.00 (+7.33%) Homeowner's exemption	$281,400 (+5.31%) Land $65,000 Building $216,400	$281,400 (+5.31%) Land $65,000 Building $216,400
2023	$2,812.00 Homeowner's exemption	$267,200 Land $65,000 Building $202,200	$267,200 Land $65,000 Building $202,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1981 Clover Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1981 Clover Ridge Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Chaska serves 30,000 people · EPA ID MN1100002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Netwave Broadband.

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