1981 Chevelon Rd, Heber, AZ 85928 Property Records

Navajo County property record for 1981 Chevelon Rd, Heber, AZ 85928

Property Summary

Property Type	Single Family Home
Details	2,771 sqft · built 1988
Lot Size	2.4 acres (104,544 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,678 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Dec 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`206-02-132A`

Property Details

APN / Parcel Number

Primary APN	`206-02-132A`

Interior

Stories	2 Stories
Building Area	2,771 sqft Living Area
1st Floor Area	2,771 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	104,544 sqft
Garage Type	Detached
Garage Area	672 sqft

Exterior Amenities

Porch	Porch
Porch Area	648 sqft
Deck Area	Deck Area
Patio Area	532 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	1981 CHEVELON RD
City	OVERGAARD
State	AZ
Zip	85933-5094
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-10
Legal Description	SECTION 30,T12N,R17E:BEG NW COR;TH N89DG5947 E 610.43TPOB; TH N 89DG5947 E 213.63;TH S0DG830E 356.85;TH W 213.63; TH N0DG8 30W 356.84TPOB....... ALSO: BEG NW COR;TH N89DG5947E 525.29T POB; TH N89DG5947 E 85.15;TH S0DG220E 356.39; TH S89DG5730 W 85.15
Legal Range	17E
Legal Township	12N
Legal Section	30
Legal Lot Number	4
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	1
Census Block	1015
Census Tract	964201

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 563, OVERGAARD, AZ 85933-0563
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Deed of Trust, Mortgage · Line of Credit ZB NA
Dec 20, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 18, 2018
Transfer Doc	0000020775
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	1981 CHEVELON RD, HEBER, AZ 85928
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1981 CHEVELON RD, OVERGAARD, AZ 85933-5094

Mortgage

Document Number	0000014995
Date	Oct 10, 2025
Instrument	2025-14995

Lender

Name	ZB NA
Type	Bank
Address	OVERGAARD, AZ 85933

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAVAJO AZ
Recording Date	Dec 20, 2018
Property Address	1981 CHEVELON RD, HEBER, AZ 85928-5586
Document Number	0000020775
Instrument Date	Dec 18, 2018
Instrument	20775
Transaction Type	Transfer
Record Updated	Jan 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 563 OVERGAARD AZ 859330563, OVERGAARD, AZ 85933-0563

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$554,567 (+5.66%) Land $87,929 Building $466,638
2025	$2,678.00 (+4.41%)	$52,484 Land $8,965 Building $43,519	$524,840 Land $89,646 Building $435,194
2023	$2,565.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2002–2008)
Most Recent Claim	Sep 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 74% of Arizona
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Conexon Connect, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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