1981 Cheddar Rd, Belton, SC 29627 Property Records

Anderson County property record for 1981 Cheddar Rd, Belton, SC 29627

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,570 sqft
Lot Size	2.57 acres (111,949 sqft)
Owner	Individual Name on Record
Last Sale	$76,500 (Jan 2005)
Tax Bill	$582 (2025)
Deeds & Mortgages	Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`197-00-07-005`

Property Details

APN / Parcel Number

Primary APN	`197-00-07-005`

Interior

Bedrooms	3 Beds
Stories	1 Story
Building Area	1,570 sqft Heated Area
1st Floor Area	1,570 sqft

Exterior

Lot Area	111,949 sqft (2.57 acres)

Location & Zoning

Street Address	1981 CHEDDAR RD
City	BELTON
State	SC
Zip	29627-8861
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CP S 605/10A F000 D000 PP 071/229 TRS C + D CHEDDAR RD 2.57 AC
Legal Subdivision	CHEDDAR
Legal Tract	C-D
Jurisdiction	ANDERSON SC
Township / Civil Division	WILLIAMSTON-PELZER
Census Block Group	2
Census Block	2025
Census Tract	10405

Owner

Source: Anderson County records, as of April 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1981 CHEDDAR RD, BELTON, SC 29627-8861
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2005 · Amount on Record
Deed Sale	Jan 31, 2005 · Amount on Record
Prior Sale	Aug 9, 2004 · Amount on Record
Deed Document Number	20052953
Deed Book / Page	6571 / 113
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDERSON SC
Property Address	1981 CHEDDAR RD, BELTON, SC 29627-8861
Document Number	1374100104
Instrument Date	Jan 15, 2019
Transaction Type	Mortgage
Record Updated	Feb 6, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1981 CHEDDAR RD BELTON SC 296278861, BELTON, SC 29627-8861

Mortgage

Document Number	1374100104
Date	Jan 23, 2019
Book Page	013741/000104
Instrument	1508

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2049

Tax Assessment & Valuation

Source: Anderson County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Anderson County
Unified School District	Anderson School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$582.00 (+8.18%)	$7,320 (-) Land $1,010 Building $6,310
2024	$538.00 (+1.7%) Homeowner's exemption	$7,320 (-) Land $1,010 Building $6,310	$182,933 (-)
2023	$529.00 (-0.19%) Homeowner's exemption	$7,320 (+39.69%) Land $1,010 Building $6,310	$182,933 (-)
2022	$530.00 Homeowner's exemption	$5,240 Land $730 Building $4,510
2021			$182,933

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMMOND W/D serves 21,193 people · EPA ID SC0420007
Water Source	Purchased surface water from ANDERSON REGIONAL JOINT WS
Last State Inspection	Nov 2022
Lead	11 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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