1981 Cavendale Dr, Rock Hill, SC 29732 Property Records

York County property record for 1981 Cavendale Dr, Rock Hill, SC 29732

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,726 sqft · built 2000
Lot Size	0.394 acres (17,158 sqft)
Owner	Individual Name on File
Last Sale	$302,500 (Feb 2017)
Tax Bill	$2,471 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`540-07-01-054`

Property Details

APN / Parcel Number

Primary APN	`540-07-01-054`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,726 sqft Living Area
Gross Area	3,476 sqft
1st Floor Area	1,447 sqft
2nd Floor Area	1,279 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2007
Exterior Material	Brick
Construction Type	Brick
Lot Area	17,158 sqft (0.394 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	30 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Location & Zoning

Street Address	1981 CAVENDALE DR
City	ROCK HILL
State	SC
Zip	29732-8301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF3
Legal Description	LOT 121 WEDGEWOOD II
Legal Subdivision	WEDGEWOOD
Legal Lot Number	121
Jurisdiction	YORK SC
Township / Civil Division	ROCK HILL
Census Block Group	1
Census Block	1019
Census Tract	60909

Owner

1981 Cavendale Dr is owned and occupied by an individual who bought it in February 2017.

Source: York County records, as of May 5, 2026

Owner of Record	Individual Name on File
Mailing Address	1981 CAVENDALE DR, ROCK HILL, SC 29732-8301
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA
Jun 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK
Feb 21, 2017	Grant Deed, Transfer · Conventional with PMI ROBERT E & GAYLE A BROWN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2017 · Amount on File
Deed Sale	Feb 21, 2017 · Amount on File
Prior Sale	Jan 14, 2003 · Amount on File
Deed Document Number	20174573
Deed Book / Page	16242 / 331
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	1981 CAVENDALE DR, ROCK HILL, SC 29732-8301
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1981 CAVENDALE DR, ROCK HILL, SC 29732-8301

Mortgage

Document Number	2008100038
Date	Mar 30, 2022
Book Page	20081/38
Instrument	2022014936

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	WINTER HAVEN, FL 33880

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 20, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	1981 CAVENDALE DR, ROCK HILL, SC 29732-8301
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1645200017
Date	Jun 29, 2017
Book Page	16452/017
Instrument	201700026117

Lender

Name	SOUTH STATE BANK
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	YORK SC
Recording Date	Feb 21, 2017
Property Address	1981 CAVENDALE DR, ROCK HILL, SC 29732-8301
Document Number	1624200331
Book / Page	016242 / 000331
Instrument Date	Feb 17, 2017
Instrument	4573
Transaction Type	Transfer
Record Updated	Apr 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,119.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1981 CAVENDALE DR ROCK HILL SC 297328301, ROCK HILL, SC 29732-8301

Mortgage

Document Number	1624200334
Date	Feb 21, 2017
Book Page	016242/000334
Instrument	4574

Lender

Name	ROBERT E & GAYLE A BROWN
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1981 Cavendale Dr was $2,471.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Municipality	Rock Hill City
Unified School District	York School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,471.00	$13,503 Land $2,071 Building $11,432	$521,500 Land $80,000 Building $441,500
2023	$2,146.00	$11,759 Land $2,000 Building $9,759	$293,982 Land $50,000 Building $243,982

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1981 Cavendale Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1981 Cavendale Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.1% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCK HILL serves 89,850 people · EPA ID SC4610002
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Spectrum, T-Mobile.

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