1981 Catline Cir, Navarre, FL 32566 Property Records

Santa Rosa County property record for 1981 Catline Cir, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,629 sqft · built 2007
Lot Size	0.161 acres (7,013 sqft)
Owner	2 Individual Names on File
Last Sale	$312,000 (May 2026)
Tax Bill	$3,031 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-2S-26-3312-00B00-0100`

Property Details

APN / Parcel Number

Primary APN	`18-2S-26-3312-00B00-0100`
Alternative APN	`S26218331200B000100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,629 sqft Living Area
Gross Area	2,269 sqft
1st Floor Area	1,629 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	7,013 sqft (0.161 acres)
Lot Width	64 ft Width
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	20 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1981 CATLINE CIR
City	NAVARRE
State	FL
Zip	32566-5531
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	PROMISE CREEK LOT 10 BLK B AS DES IN OR 3780 PG 921
Legal Range	26W
Legal Township	2S
Legal Section	18
Legal Subdivision	PROMISE CREEK
Legal Block	B
Legal Lot Number	10
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1001
Census Tract	10826

Owner

Source: Santa Rosa County assessment roll, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1981 CATLINE CIR, NAVARRE, FL 32566-5531
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Warranty Deed, Transfer · VA Mortgage EQUITY PRIME MORTGAGE
Sep 22, 2020	Deed of Trust, Mortgage · VA Mortgage CANOPY MORTGAGE LLC
Nov 6, 2018	Warranty Deed, Transfer · VA Mortgage NUDGE FUNDING LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 6, 2026 · Amount on Record
Deed Sale	May 6, 2026 · Amount on Record
Prior Sale	Nov 6, 2018 · Amount on Record
Deed Document Number	202622946
Deed Book / Page	4741 / 501
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 6, 2026
Property Address	1981 CATLINE CIR, NAVARRE, FL 32566-5531
Document Number	0047410501
Book / Page	4741 / 501
Instrument Date	May 1, 2026
Instrument	2026.22946
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$220,584.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1981 CATLINE CIR, NAVARRE, FL 32566-5531

Mortgage

Document Number	0000022947,
Date	May 6, 2026
Book Page	4741/504
Instrument	2026.22947

Lender

Name	EQUITY PRIME MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	1981 CATLINE CIR, NAVARRE, FL 32566-5531
Transaction Type	Mortgage
Record Updated	Dec 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1981 CATLINE CIR, NAVARRE, FL 32566-5531

Mortgage

Document Number	0040041228
Date	Sep 22, 2020
Book Page	4004/1228
Instrument	202048079

Lender

Name	CANOPY MORTGAGE LLC
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 6, 2018
Property Address	1981 CATLINE CIR, NAVARRE, FL 32566-5531
Document Number	0037800921
Book / Page	3780 / 0921
Map Reference	MB10 PG71
Instrument Date	Nov 2, 2018
Instrument	201847681
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,365.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10110 BRIDLE CT, 10110, WHITEHOUSE, OH 43571-9313

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1981 CATLINE CIR, NAVARRE, FL 32566-5531

Mortgage

Document Number	0201847682
Date	Nov 6, 2018
Instrument	201847682

Lender

Name	NUDGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,031.00 (+2.19%)	$249,334 (+1.77%) Land $44,000 Building $205,334	$249,334 (+1.77%) Land $44,000 Building $205,334
2024	$2,966.00 (+1.26%)	$245,004 (-1.65%) Land $44,000 Building $201,004	$245,004 (-1.65%) Land $44,000 Building $201,004
2023	$2,929.00 (+7.6%)	$249,115 (+7.75%) Land $40,000 Building $209,115	$249,115 (+7.75%) Land $40,000 Building $209,115
2022	$2,722.00	$231,191	$231,191 Land $36,000 Building $195,191

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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