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1981 Bedford Rd, Upper Arlington (Columbus), OH 43212 Property Records

Franklin County property record for 1981 Bedford Rd, Upper Arlington, OH 43212

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,103 sqft · built 1922
Lot Size0.295 acres (12,857 sqft)
OwnerIndividual Name on File
Last Sale$756,700 (Jun 2019)
Tax Bill$17,054 (2024)
Deeds & MortgagesJun 2022 Line of Credit
Oct 2020 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN070-000360

Property Details

APN / Parcel Number

Primary APN070-000360

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area3,103 sqft Living Area
1st Floor Area943 sqft
2nd Floor Area1,403 sqft
Family RoomFamily Room
FireplaceFireplace

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 2019
Architectural StyleModern
Exterior MaterialBrick/Stone
Lot Area12,857 sqft (0.295 acres)
Lot Dimensions126 ft deep x 100 ft wide
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerConnected

Location & Zoning

Street Address1981 BEDFORD RD
CityUPPER ARLINGTON
StateOH
Zip43212-1010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1981 BEDFORD RD UPPER ARLINGTON AMD LOT 10 BLK 45
Legal SubdivisionUPPER ARLINGTON AMENDED BLOCKS 40, 44, 4
Legal Block45
Legal Lot Number10
JurisdictionFRANKLIN OH
Township / Civil DivisionUPPER ARLINGTON
Census Block Group1
Census Block1027
Census Tract6600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Upper Arlington Historic District
listed 1985 · 984 contributing resources · NRIS 85002694

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1981 Bedford Rd is owned and occupied by an individual who bought it in June 2019.

Source: Franklin County records, as of February 2, 2026

Owner of RecordIndividual Name on File
Mailing Address1981 BEDFORD RD, COLUMBUS, OH 43212-1010
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2022Deed of Trust, Mortgage · Line of Credit
FIRST MERCHANTS BANK
Oct 6, 2020Loan Modification, Mortgage
FIRST MERCHANTS BK
Jun 26, 2019Warranty Deed, Transfer · ARM
FIRST MERCHANTS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 26, 2019 · Amount on File
Deed SaleJun 26, 2019 · Amount on File
Deed Document Number13076
Record UpdatedJun 8, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN OH
Property Address1981 BEDFORD RD, UPPER ARLINGTON, OH 43212-1010
Transaction TypeMortgage
Record UpdatedApr 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1981 BEDFORD RD, UPPER ARLINGTON, OH 43212-1010
InvestorPossibly a Property Investor

Mortgage

Document Number0000093297
DateJun 23, 2022
Instrument202206230093297
Lender
NameFIRST MERCHANTS BANK
TypeBank
AddressCOLUMBUS, OH 43221
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJun 13, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFRANKLIN OH
Property Address1981 BEDFORD RD, UPPER ARLINGTON, OH 43212-1010
Document Number0000168220
Instrument DateOct 6, 2020
Transaction TypeMortgage
Record UpdatedNov 5, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1981 BEDFORD RD UPPER ARLINGTON OH 432121010, UPPER ARLINGTON, OH 43212-1010

Mortgage

Document Number0000168220
DateOct 27, 2020
Instrument168220
Lender
NameFIRST MERCHANTS BK
TypeBank
AddressDALEVILLE, IN 47334
Agreement
AmountAmount on Record
Term360 Months
DueOct 26, 2050
Interest
Rate2.62%

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN OH
Recording DateJun 26, 2019
Property Address1981 BEDFORD RD, UPPER ARLINGTON, OH 43212-1010
Document Number0000076931
Map ReferenceMB 13 PG 35
Instrument DateJun 21, 2019
Instrument201906260076931
Transaction TypeTransfer
Record UpdatedMay 13, 2022
Title CompanyTRANSCOUNTY TITLE BOX

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,513.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000076933
DateJun 26, 2019
Instrument201906260076933
Lender
NameFIRST MERCHANTS BANK
TypeBank
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueJul 1, 2049
Interest
Rate TypeAdjustable Rate
Rate3.5%
AdjustableAdjustable Rate Rider
Type Change DateJul 1, 2024
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change5.5%
Index1-Year CMT
Max Rate8.5%

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of August 1, 2024

Property Jurisdictions

TypeName
StateOhio
CountyFranklin County
MunicipalityUpper Arlington City
Unified School DistrictUpper Arlington City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$17,054.00 (-2.85%) Homeowner's exemption$289,840 (-) Land $138,810 Building $151,030
2023$17,554.00 (-1.41%) Homeowner's exemption$289,840 (+16.06%) Land $138,810 Building $151,030$828,100 Land $396,600 Building $431,500
2022$17,805.00 Homeowner's exemption$249,730 Land $108,150 Building $141,580
2020$713,500 Land $309,000 Building $404,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1981 Bedford Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1981 Bedford Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLUMBUS PUBLIC WATER SYSTEM
serves 1,309,468 people · EPA ID OH2504412
Water SourceSurface water
Last State InspectionDec 2022
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Breezeline
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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