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1981 Anchor Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 1981 Anchor Dr, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,334 sqft · built 1997
Lot Size0.546 acres (23,784 sqft)
Owner2 Individuals on Record
Last Sale$179,900 (Apr 2005)
Tax Bill$1,282 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN18-2S-26-1920-25000-0240

Property Details

APN / Parcel Number

Primary APN18-2S-26-1920-25000-0240
Alternative APN
  • S262181920250000240

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,334 sqft Living Area
Gross Area2,033 sqft
1st Floor Area1,334 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area23,784 sqft (0.546 acres)
Garage TypeAttached
Garage Area407 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area20 sqft
Deck Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1981 ANCHOR DR
CityNAVARRE
StateFL
Zip32566-7653
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description*ENHANCED LIFE ESTATE* RESERVED IN: HOLLEY BY THE SEA LOT 24 BLK 250 AS DES IN OR 2428 PG 1862 & IN OR 2749 PG 511 & AS DES IN OR 4568 PG 1554
Legal Range26W
Legal Township2S
Legal Section18
Legal SubdivisionHOLLEY SEA/1ST AMD
Legal Block250
Legal Lot Number24
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group2
Census Block2028
Census Tract10821

Owner

Source: Santa Rosa County assessment roll, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address1981 ANCHOR DR, NAVARRE, FL 32566-7653
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 6, 2005 · Amount on Record
Deed SaleApr 6, 2005 · Amount on Record
Prior SaleDec 9, 2004 · Amount on Record
Deed Document Number200521567
Deed Book / Page2428 / 1862
Last Transfer DateDec 4, 2024
Transfer Doc0045681554
Record UpdatedJun 8, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address1981 ANCHOR DR, NAVARRE, FL 32566-7653
Transaction TypeMortgage
Record UpdatedMay 30, 2022
Title CompanyNATIONALLINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1981 ANCHOR DR, NAVARRE, FL 32566-7653

Mortgage

Document Number0040060850
DateSep 24, 2020
Book Page4006/850
Instrument202049016
Lender
NamePNC BANK NA
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueOct 1, 2040

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,282.00 (+4.23%)$136,889 (+2.9%)$241,944 (+1.94%) Land $75,000 Building $166,944
2024$1,230.00 (+3.27%) Homeowner's exemption$133,031 (+3%)$237,331 (+5.25%) Land $75,000 Building $162,331
2023$1,191.00 (+3.48%) Homeowner's exemption$129,156 (+3%)$225,499 (+15.06%) Land $65,000 Building $160,499
2022$1,151.00 Homeowner's exemption$125,394$195,987 Land $50,000 Building $145,987

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 162 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies162 in force
Nearby Flood Claims1 (2020)
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
LiveOak Fiber
Fiber		5,000 / 5,000
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Ripple Broadband.

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