Harris County property record for 19807 River Rock Dr, Katy, TX 77449
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,736 sqft · built 1992 |
| Lot Size | 0.211 acres (9,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $136,300 (Jan 2010) |
| Tax Bill | $7,289 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 117-375-019-0012 |
| Primary APN | 117-375-019-0012 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,736 sqft Living Area |
| 1st Floor Area | 1,160 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 9,200 sqft (0.211 acres) |
| View / Lot | Neighborhood |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 476 sqft |
|---|---|
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 36 sqft |
| Patio Area | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1173750190012 |
|---|---|
| Street Address | 19807 RIVER ROCK DR |
| City | KATY |
| State | TX |
| Zip | 77449-6155 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 12 BLK 19 ESTATES OF HIGHLAND CREEK |
| Legal Subdivision | ESTATES OF HIGHLAND CREEK |
| Legal Block | 19 |
| Legal Lot Number | 12 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 542106 |
19807 River Rock Dr is owned and occupied by an individual who bought it in January 2010.
Source: Harris County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 19807 RIVER ROCK DR, KATY, TX 77449-6155 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 6, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Nov 10, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jan 8, 2020 | Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 29, 2010 · Amount on File |
| Deed Sale | Jan 29, 2010 · Amount on File |
| Prior Sale | Nov 9, 2009 · Amount on File |
| Deed Document Number | 201035919 |
| Deed Book / Page | 1549 / 353 |
| Prior Transfer Date | Nov 3, 2009 |
| Prior Transfer Doc | 20090509679 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 19807 RIVER ROCK DR, KATY, TX 77449-6155 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 19807 RIVER ROCK DR, KATY, TX 77449-6155 |
| Document Number | 0000459321 |
|---|---|
| Date | Dec 6, 2023 |
| Instrument | 2023-459321 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Nov 1, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 19807 RIVER ROCK DR, KATY, TX 77449-6155 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 19807 RIVER ROCK DR, KATY, TX 77449-6155 |
| Document Number | 2021649766 |
|---|---|
| Date | Nov 10, 2021 |
| Instrument | 2021-649766 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 339 Months |
| Due | Feb 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 19807 RIVER ROCK DR, KATY, TX 77449-6155 |
| Document Number | 0000071670 |
| Instrument Date | Jan 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 19807 RIVER ROCK DR KATY TX 774496155, KATY, TX 77449-6155 |
| Document Number | 0000071670 |
|---|---|
| Date | Feb 17, 2020 |
| Instrument | 71670 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 16, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
The 2025 property tax bill for 19807 River Rock Dr was $7,289, up 211.8% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Cypress-Fairbanks Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $277,878 (-10.12%) Land $68,688 Building $209,190 | $277,878 (-10.12%) Land $68,688 Building $209,190 | |
| 2025 | $7,289.00 (+211.76%) | $309,167 Land $68,688 Building $240,479 | $309,167 Land $68,688 Building $240,479 |
| 2024 | $2,338.00 | ||
| 2023 | $338,122 Land $68,688 Building $269,434 | $338,122 Land $68,688 Building $269,434 | |
| 2022 | $2,323.00 | ||
| 2020 | $1,664.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 19807 River Rock Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 41 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2024 · Hurricane Beryl |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 19807 River Rock Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRIS COUNTY MUD 157 serves 13,062 people · EPA ID TX1011430 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 921 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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