19807 E 5th St, Umatilla, FL 32784 Property Records

Lake County property record for 19807 E 5th St, Umatilla, FL 32784

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,032 sqft · built 1994
Lot Size	0.308 acres (13,455 sqft)
Owner	2 Individual Names on File
Last Sale	$135,000 (Mar 2020)
Tax Bill	$2,887 (2024)
Deeds & Mortgages	Dec 2023 Line of Credit Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-18-27-0100-077-01900`

Property Details

APN / Parcel Number

Primary APN	`08-18-27-0100-077-01900`
Alternative APN	`3515676`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,032 sqft Living Area
1st Floor Area	1,032 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2022
Exterior Material	Asbestos
Construction Type	Steel Frame
Foundation Type	Block
Roof Material	Shingle
Lot Area	13,455 sqft (0.308 acres)
Lot Dimensions	115 ft deep x 117 ft wide
Garage Type	Finished
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3515676
Street Address	19807 E 5TH ST
City	UMATILLA
State	FL
Zip	32784-8035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST UMATILLA S 10.90 FT LOT 19 LOTS 20 21 22 23 BLK 77 PB 6 PGS 87-95 ORB 5442 PG 2379
Legal Range	27E
Legal Township	18S
Legal Section	08
Legal Subdivision	EAST UMATILLA
Legal Tract	100
Legal Block	77
Legal Lot Number	19-23 21
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	2
Census Block	2071
Census Tract	30109

Owner

Source: Lake County records · APN 08-18-27-0100-077-01900

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	19807 E 5TH ST, UMATILLA, FL 32784-8035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 23, 2020	Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Mar 23, 2020 · Amount on Record
Deed Sale	Mar 23, 2020 · Amount on Record
Prior Sale	Sep 28, 2016
Deed Document Number	2020034871
Deed Book / Page	5442 / 2379
Record Updated	Jun 08, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	19807 E 5TH ST, UMATILLA, FL 32784-8035
Transaction Type	Mortgage
Record Updated	Jan 09, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19807 E 5TH ST, UMATILLA, FL 32784-8035

Mortgage

Document Number	0062630677
Date	Dec 28, 2023
Book Page	6263/677
Instrument	2023156698

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Dec 25, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	19807 E 5TH ST, UMATILLA, FL 32784-8035
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058851686
Date	Jan 28, 2022
Book Page	5885/1686
Instrument	2022013252

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	LAKE FL
Recording Date	Mar 23, 2020
Property Address	19807 E 5TH ST, UMATILLA, FL 32784-8035
Document Number	0054422379
Book / Page	5442 / 2379
Map Reference	MB 6 PG 87
Instrument Date	Mar 18, 2020
Instrument	2020034871
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	FIRST INTERNATIONAL TTL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$945.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	122 E LAKE AVE, 122, LONGWOOD, FL 32750-5441

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19807 E 5TH ST, UMATILLA, FL 32784-8035

Mortgage

Document Number	0054422381
Date	Mar 23, 2020
Instrument	5442/2381

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2050

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$181,652 (+15.1%) Land $60,548 Building $121,104	$181,652 (+15.1%) Land $60,548 Building $121,104
2024	$2,887.00 (+18.13%)
2023	$2,444.00 (+15.34%)	$157,822 (+14.66%)	$157,822 (+14.66%) Land $60,548 Building $97,274
2022	$2,119.00	$137,639	$137,639 Land $40,365 Building $97,274

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 20, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force

Wildfire

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Lumen Technologies DSL	140 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 112 locations within half a mile of this property.

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