Lee County property record for 19800 Chapel Trce, Estero, FL 33928
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,320 sqft · built 2006 |
| Lot Size | 0.301 acres (13,107 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $793,000 (Apr 2019) |
| Tax Bill | $8,691 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Apr 2019 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 31-46-25-E2-1100F.0360 |
| Primary APN | 31-46-25-E2-1100F.0360 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 3,320 sqft Living Area |
| Gross Area | 6,069 sqft |
| 1st Floor Area | 2,486 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Ranch |
| Exterior Material | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Concrete |
| Lot Area | 13,107 sqft (0.301 acres) |
| Garage Type | Attached |
| Garage Area | 518 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 420 sqft |
| Patio Area | 834 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10457684 |
|---|---|
| Street Address | 19800 CHAPEL TRCE |
| City | ESTERO |
| State | FL |
| Zip | 33928-1918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | WEST BAY CLUB UNIT II PB 66 PG 82 BLK F LOT 36 |
| Legal Range | 25E |
| Legal Township | 46S |
| Legal Section | 31 |
| Legal Subdivision | WEST BAY CLUB |
| Legal Tract | E2 |
| Legal Block | F |
| Legal Lot Number | 36 |
| Legal Unit | 2 |
| Jurisdiction | LEE FL |
| Township / Civil Division | BONITA SPRINGS |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 50319 |
19800 Chapel Trce is owned and occupied by two individuals who bought it in April 2019.
Source: Lee County records, as of July 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 19800 CHAPEL TRCE, ESTERO, FL 33928-1918 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 29, 2022 | Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN |
| Apr 10, 2019 | Warranty Deed, Transfer LEGACY TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 10, 2019 · Amount on File |
| Deed Sale | Apr 10, 2019 · Amount on File |
| Prior Sale | Jul 5, 2013 · Amount on File |
| Deed Document Number | 201979479 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 19800 CHAPEL TRCE, ESTERO, FL 33928-1918 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 19800 CHAPEL TRCE, ESTERO, FL 33928-1918 |
| Document Number | 0000396356 |
|---|---|
| Date | Dec 29, 2022 |
| Instrument | 2022000396356 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | BIRMINGHAM, AL 35203 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Dec 3, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Apr 10, 2019 |
| Property Address | 19800 CHAPEL TRCE, ESTERO, FL 33928-1918 |
| Document Number | 0000079479 |
| Instrument Date | Apr 5, 2019 |
| Instrument | 79479 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2019 |
| Title Company | LEGACY TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $5,551.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 19800 CHAPEL TRCE ESTERO FL 339281918, ESTERO, FL 33928-1918 |
The 2025 property tax bill for 19800 Chapel Trce was $8,691 with a homeowner's exemption.
Source: Lee County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Municipality | Estero Village |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $697,866 (+2.7%) | $1,142,762 (+1.17%) Land $223,839 Building $918,923 | |
| 2025 | $8,691.00 Homeowner's exemption | $679,519 | $1,129,547 Land $254,443 Building $875,104 |
| 2023 | $8,179.00 (+0.83%) Homeowner's exemption | $641,134 (+3%) | $957,435 (+28.67%) Land $285,237 Building $672,198 |
| 2022 | $8,112.00 Homeowner's exemption | $622,460 | $744,117 Land $166,997 Building $577,120 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 19800 Chapel Trce in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 266 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 755 units insured incl. 489 condo units |
| Nearby Flood Claims | 124 (2017–2022) |
| Claims Outside the SFHA | 28 of 124 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 19800 Chapel Trce is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Summit Broadband Fiber | 2,000 / 2,000 |
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CenturyLink.
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