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1980 Stephen St, Aurora, IL 60502 Property Records

Kane County property record for 1980 Stephen St, Aurora, IL 60502

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,248 sqft · built 1959
Lot Size0.413 acres (18,000 sqft)
OwnerIndividual Name on File
Last Sale$329,000 (Mar 2023)
Tax Bill$3,729 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Sep 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN15-13-252-015

Property Details

APN / Parcel Number

Primary APN15-13-252-015

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,248 sqft Living Area
Gross Area2,956 sqft
1st Floor Area1,248 sqft
Basement Area1,248 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Construction TypeFrame
Lot Area18,000 sqft (0.413 acres)
Lot Dimensions180 ft deep x 100 ft wide
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address1980 STEPHEN ST
CityAURORA
StateIL
Zip60502-8792
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFIDLERS SUBDN : UNIT 1 : LOT 15 BLK 2 LOT DIMENSIONS: 100 X 180 APPROX LOT SQ FT 18000 SUBDIVISION: SHEFFER ROAD RANGE CODE: 001
Legal SubdivisionSHEFFER ROAD
Legal Block2
Legal Lot Number15
Legal Unit1
JurisdictionKANE IL
Township / Civil DivisionAURORA
Census Block Group1
Census Block1028
Census Tract852903

Owner

Source: Kane County records · APN 15-13-252-015

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1980 STEPHEN ST, AURORA, IL 60502-8792
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 02, 2023Warranty Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 18, 2020Deed of Trust, Mortgage · FHA Mortgage
COMPASS MORTGAGE INC
May 24, 2019Deed of Trust, Mortgage · FHA Mortgage
COMPASS MTG
Oct 22, 2018Warranty Deed, Transfer · FHA Mortgage
COMPASS MORTGAGE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 02, 2023 · Amount on Record
Deed SaleMar 02, 2023 · Amount on Record
Prior SaleOct 22, 2018 · Amount on Record
Deed Document Number20236412
Record UpdatedSep 20, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateMar 02, 2023
Property Address1980 STEPHEN ST, AURORA, IL 60502-8792
Document Number0000006412
Instrument DateJan 24, 2023
Instrument2023K006412
Transaction TypeTransfer
Record UpdatedMar 09, 2023
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$329.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1980 STEPHEN ST, AURORA, IL 60502-8792

Mortgage

Document Number0000006413
DateMar 02, 2023
Instrument2023K006413
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueFeb 01, 2053
Interest
Rate TypeFixed Rate
Rate6.5%

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1980 STEPHEN ST, AURORA, IL 60502-8792
Transaction TypeMortgage
Record UpdatedAug 05, 2022
Title CompanyCARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000054209
DateSep 18, 2020
Instrument2020K054209
Lender
NameCOMPASS MORTGAGE INC
TypeMortgage Company
AddressWARRENVILLE, IL 60555
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2050
Interest
Rate TypeFixed Rate
Rate3.25%

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1980 STEPHEN ST, AURORA, IL 60502-8792
Document Number0000022177
Instrument DateMay 24, 2019
Transaction TypeMortgage
Record UpdatedJun 11, 2019
Title CompanyCARRINGTON TITLE PARTNERS LLC, CARRINGTON TITLE PTRS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1980 STEPHEN ST AURORA IL 605028792, AURORA, IL 60502-8792

Mortgage

Document Number0000022177
DateMay 31, 2019
Instrument22177
Lender
NameCOMPASS MTG
TypeMortgage Company
AddressWARRENVILLE, IL 60555
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 30, 2049
Interest
Rate TypeFixed Rate
Rate4.42%

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateOct 22, 2018
Property Address1980 STEPHEN ST, AURORA, IL 60502-8792
Document Number0000051479
Instrument DateSep 27, 2018
Instrument2018K051479
Transaction TypeTransfer
Record UpdatedAug 05, 2022
Title CompanyCHICAGO TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$247.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1980 STEPHEN ST, AURORA, IL 60502-8792

Mortgage

Document Number0000051480
DateOct 22, 2018
Instrument2018K051480
Lender
NameCOMPASS MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2048
Interest
Rate TypeFixed Rate
Rate4.87%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionAurora Township
Unified School DistrictAurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,729.00 (+15.09%)
2024$78,489 (+22.66%) Land $18,563 Building $59,926$235,561 (+22.71%) Land $55,711 Building $179,850
2022$3,240.00 (+0.93%) Homeowner's exemption$63,987 (+7.41%) Land $15,133 Building $48,854$191,961 (+7.41%) Land $45,399 Building $146,562
2021$3,210.00 Homeowner's exemption$59,573 Land $14,089 Building $45,484$178,719 Land $42,267 Building $136,452

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1979–1985)
Claims Outside the SFHA2 of 3
Most Recent ClaimNov 1985 · tidal / storm surge

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

Based on FCC filings for 117 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemAURORA
serves 183,000 people
Water SourceSurface water
Last State InspectionMar 2025
Lead26 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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