Tipton County property record for 1980 Millstone Mountain Rd, Covington, TN 38019
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,230 sqft · built 1992 |
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $165,000 (May 2026) |
| Tax Bill | $644 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 084009 03815 |
| Primary APN | 084009 03815 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,230 sqft Living Area |
| 1st Floor Area | 1,230 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 24,829 sqft (0.57 acres) |
| Lot Dimensions | 250 ft deep x 100 ft wide |
| Terrain | Rolling |
| Garage Type | Carport |
| Garage Area | 288 sqft |
| Carport | Carport |
| Carport Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 250 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 1980 MILLSTONE MOUNTAIN RD |
|---|---|
| City | COVINGTON |
| State | TN |
| Zip | 38019-4006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | FAR |
| Legal Description | DISTRICT: 01, COUNTY AREA: C64 |
| Legal Subdivision | DANIELS |
| Legal Lot Number | 15 |
| Jurisdiction | TIPTON TN |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 40601 |
Source: Tipton County records, as of May 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1573 FAYNE RD, BRIGHTON, TN 38011-6728 |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| May 8, 2026 | Warranty Deed, Transfer · Conventional Mortgage EVOLVE BANK AND TRUST |
| Aug 18, 2021 | Warranty Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2026 · Amount on Record |
| Deed Sale | May 8, 2026 · Amount on Record |
| Prior Sale | Aug 18, 2021 · Amount on Record |
| Deed Document Number | 2026292256 |
| Deed Book / Page | 2124 / 195 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TIPTON TN |
| Recording Date | May 8, 2026 |
| Property Address | 1980 MILLSTONE MOUNTAIN RD, COVINGTON, TN 38019-4006 |
| Document Number | 0000292256 |
| Book / Page | 2124 / 195 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 2026.292256 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2026 |
| Title Company | SADDLE CREEK TITLE LLC, SADDLE CREEK TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $61,660.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1573 FAYNE RD, BRIGHTON, TN 38011-6728 |
| Investor | Possibly a Property Investor |
| Document Number | 0000292256, |
|---|---|
| Date | May 8, 2026 |
| Book Page | 2124/197 |
| Instrument | 2026.292256 |
| Name | EVOLVE BANK AND TRUST |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TIPTON TN |
| Recording Date | Aug 18, 2021 |
| Property Address | 1980 MILLSTONE MOUNTAIN RD, COVINGTON, TN 38019-4006 |
| Document Number | 1917605 |
| Book / Page | 1917 / 605 |
| Map Reference | CAB B SL 2 |
| Instrument Date | Aug 16, 2021 |
| Instrument | 248304 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $601.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1980 MILLSTONE MOUNTAIN RD, COVINGTON, TN 38019-4006 |
| Document Number | 248305 |
|---|---|
| Date | Aug 18, 2021 |
| Instrument | 248305 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
Source: Tipton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Tipton County |
| Unified School District | Tipton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $644.00 (+6.62%) | $42,350 (-) Land $4,200 Building $38,150 | |
| 2023 | $42,350 Land $4,200 Building $38,150 | ||
| 2022 | $604.00 | ||
| 2020 | $169,400 Land $16,800 Building $152,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FIRST U.D. OF TIPTON COUNTY serves 9,340 people · EPA ID TN0000703 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Aeneas Communications Fiber | 1,000 / 1,000 |
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