1980 Key West Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 1980 Key West Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,224 sqft · built 1964
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$195,458 (Jan 2024)
Tax Bill	$1,112 (2024)
Deeds & Mortgages	Mar 2024 Second Mortgage Jan 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`014.019.04009046`

Property Details

APN / Parcel Number

Primary APN	`014.019.04009046`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,224 sqft Living Area
1st Floor Area	1,224 sqft
Basement Area	288 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Construction Type	Frame
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	264 sqft
Porch	Stoop
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1980 KEY WEST DR
City	ARNOLD
State	MO
Zip	63010-1259
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	KEY WEST ESTS 2 CORRECTED LOT 12
Legal Range	6E
Legal Township	43N
Legal Section	19
Legal Subdivision	KEY WEST ESTS 2
Legal Block	1
Legal Lot Number	12
Jurisdiction	JEFFERSON MO
Township / Civil Division	ARNOLD
Census Block Group	1
Census Block	1012
Census Tract	700118

Owner

Source: Jefferson County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1980 KEY WEST DR, ARNOLD, MO 63010-1259
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSOURI HOUSING DEVELOPMENT COMMISSION
Jan 30, 2024	Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION
Jul 18, 2017	Warranty Deed, Transfer CORNERSTONE MTG
Apr 24, 2017	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2024 · Amount on Record
Deed Sale	Jan 30, 2024 · Amount on Record
Prior Sale	Jul 18, 2017 · Amount on Record
Deed Document Number	20242065
Prior Transfer Date	Apr 24, 2017
Prior Transfer Doc	0000012211
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1980 KEY WEST DR, ARNOLD, MO 63010-1259
Transaction Type	Mortgage
Record Updated	Apr 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006965
Date	Mar 25, 2024
Instrument	2024R-006965

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION
Type	Government Agency
Address	KANSAS CITY, MO 64105

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jan 30, 2024
Property Address	1980 KEY WEST DR, ARNOLD, MO 63010-1259
Document Number	0000002065
Map Reference	MB 27 PG 10
Instrument Date	Jan 29, 2024
Instrument	2024R-002065
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	TRUE TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3966 MANCHESTER AVE, THE VILLAGES, FL 32163-3082

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1980 KEY WEST DR, ARNOLD, MO 63010-1259

Mortgage

Document Number	0000002066
Date	Jan 30, 2024
Instrument	2024R-002066

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Mortgage

Document Number	0000002067
Date	Jan 30, 2024
Instrument	2024R-002067

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION
Type	Government Agency
Address	KANSAS CITY, MO 64105

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Interest

Index	5-Year CMT

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jul 18, 2017
Property Address	1980 KEY WEST DR, ARNOLD, MO 63010-1259
Document Number	0000021888
Instrument Date	Jul 14, 2017
Instrument	21888
Transaction Type	Transfer
Record Updated	Jul 27, 2017
Title Company	TRUE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5190 ROMAINE SPRING DR FENTON MO 630265843, FENTON, MO 63026-5843

Mortgage

Document Number	21889
Date	Jul 18, 2017
Instrument	21889

Lender

Name	CORNERSTONE MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63005

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2047

April 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	JEFFERSON MO
Recording Date	Apr 24, 2017
Property Address	1980 KEY WEST DR, ARNOLD, MO 63010-1259
Document Number	0000012211
Instrument Date	Apr 24, 2017
Instrument	12211
Transaction Type	Transfer
Record Updated	Apr 28, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	28 HILLTOP CIR HICKMAN TN 385675052, HICKMAN, TN 38567-5052

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Arnold City
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$16,800 (+5.66%) Land $2,300 Building $14,500	$88,300 (-) Land $12,000 Building $76,300
2024	$1,112.00 (+0.63%)		$88,300 (+5.62%) Land $12,000 Building $76,300
2023	$1,105.00	$15,900 Land $2,300 Building $13,600	$83,600 Land $12,000 Building $71,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	28 (1979–1998)
Claims Outside the SFHA	17 of 28
Most Recent Claim	Apr 1998 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Sep 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 1 serves 21,113 people · EPA ID MO6024292
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Oct 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon, Wisper ISP.

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