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1980 Jay St, Niles, MI 49120 Property Records

Berrien County property record for 1980 Jay St, Niles, MI 49120

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,392 sqft · built 1999
Lot Size0.583 acres (25,395 sqft)
OwnerIndividual Name on File
Last Sale$1,957 (Jun 2022)
Tax Bill$3,453 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Feb 2021 Transfer
Flood ZoneZone X (minimal risk)
APN14-6701-0032-00-2

Property Details

APN / Parcel Number

Primary APN14-6701-0032-00-2
Alternative APN
  • 11-14-6701-0032-00-2

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,392 sqft Living Area
1st Floor Area1,392 sqft
Basement Area1,392 sqft
Unfinished Basement1,392 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleRaised Ranch
Lot Area25,395 sqft (0.583 acres)
Lot Dimensions175 ft deep x 145 ft wide
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address1980 JAY ST
CityNILES
StateMI
Zip49120-9088
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1A
Legal DescriptionLOT 32 ROYAL ESTATES NO 2
Legal SubdivisionROYAL ESTATES
Legal Lot Number32
Legal Unit32
JurisdictionBERRIEN MI
Township / Civil DivisionNILES
Census Block Group2
Census Block2040
Census Tract20400

Owner

1980 Jay St is owned and occupied by an individual who bought it in June 2022.

Source: Berrien County records, as of September 28, 2026

Owner of RecordIndividual Name on File
Mailing Address1980 JAY ST, NILES, MI 49120-9088
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 27, 2022Warranty Deed, Transfer · VA Mortgage
GUARANTEED RATE INC
Feb 22, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 27, 2022 · Amount on File
Deed SaleJun 27, 2022 · Amount on File
Prior SaleDec 16, 1999 · Amount on File
Deed Document Number2022356399
Deed Book / Page3378 / 941
Prior Transfer DateFeb 8, 2021
Prior Transfer Doc03314/2109
Record UpdatedOct 29, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateJun 27, 2022
Property Address1980 JAY ST, NILES, MI 49120-9088
Document Number003378/941
Book / Page3378 / 941
Map ReferenceLB 26 PG 8
Instrument DateJun 15, 2022
Instrument2022356399
Transaction TypeTransfer
Record UpdatedNov 9, 2023

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,957.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1980 JAY ST, NILES, MI 49120-9088

Mortgage

Document Number0033780942
DateJun 27, 2022
Instrument3378-0942
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2052

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBERRIEN MI
Recording DateFeb 22, 2021
Property Address1980 JAY ST, NILES, MI 49120-9088
Document Number03314/2109
Book / Page3314 / 2109
Instrument DateFeb 8, 2021
Transaction TypeTransfer
Record UpdatedNov 9, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1980 JAY ST, NILES, MI 49120-9088

Tax Assessment & Valuation

The 2025 property tax bill for 1980 Jay St was $3,453 with a homeowner's exemption, up 2.7% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionNiles Township
Unified School DistrictBuchanan Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$141,000 (+7.96%)$282,000 (+7.96%)
2025$3,453.00 (+2.71%) Homeowner's exemption$130,600$261,200
2024$3,362.00
2023$120,800$241,600
2022$2,278.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1980 Jay St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims4 (1990–2018)
Most Recent ClaimFeb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1980 Jay St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
Mercury Fiber
Fixed Wireless		150 / 20
AT&T
DSL		100 / 20

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