Contra Costa County property record for 1980 Gilardy Dr, Concord, CA 94518 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,607 sqft · built 1951 |
| Lot Size | 0.175 acres (7,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $881,000 (Dec 2023) |
| Tax Bill | $10,928 (2025) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Jan 2021 Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 147-381-024-8 |
| Primary APN | 147-381-024-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,607 sqft Living Area |
| 1st Floor Area | 1,607 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 7,600 sqft (0.175 acres) |
| Garage Type | Attached |
| Garage Area | 414 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1980 GILARDY DR |
|---|---|
| City | CONCORD |
| State | CA |
| Zip | 94518-3214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORCHARD GROVE ESTATES LOT 2 |
| Legal Subdivision | ORCHARD GROVE ESTATES |
| Legal Lot Number | 2 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 338101 |
Source: Contra Costa County records · APN 147-381-024-8
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1980 GILARDY DR, CONCORD, CA 94518-3214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 15, 2023 | Grant Deed, Transfer · FHA Mortgage SOFI BANK NA |
| Jan 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Dec 17, 2019 | Grant Deed, Transfer · Conventional Mortgage WELCOME HOME FUNDING LLC |
| Oct 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LAURA SZETO |
| Jun 05, 2019 | Grant Deed, Transfer · Conventional Mortgage SPROUT MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 15, 2023 · Amount on Record |
| Deed Sale | Dec 15, 2023 · Amount on Record |
| Prior Sale | Dec 17, 2019 · Amount on Record |
| Deed Document Number | 2023132624 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Dec 15, 2023 |
| Property Address | 1980 GILARDY DR, CONCORD, CA 94518-3214 |
| Document Number | 0000132624 |
| Map Reference | MB 41 PG 47 |
| Instrument Date | Dec 07, 2023 |
| Instrument | 2023-132624 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2023 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1980 GILARDY DR, CONCORD, CA 94518-3214 |
| Document Number | 0000132625 |
|---|---|
| Date | Dec 15, 2023 |
| Instrument | 2023-132625 |
| Name | SOFI BANK NA |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84121 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 1980 GILARDY DR, CONCORD, CA 94518-3214 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Title Company | WFG NATIONAL TITLE IRVINE |
| Name | Verified Name |
|---|---|
| Address | 1980 GILARDY DR, CONCORD, CA 94518-3214 |
| Document Number | 0000009920 |
|---|---|
| Date | Jan 12, 2021 |
| Instrument | 2021-009920 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Dec 17, 2019 |
| Property Address | 1980 GILARDY DR, CONCORD, CA 94518-3214 |
| Document Number | 0000225959 |
| Map Reference | MB 41 PG 47 |
| Instrument Date | Dec 12, 2019 |
| Instrument | 2019-225959 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1980 GILARDY DR, CONCORD, CA 94518-3214 |
| Document Number | 0000225960 |
|---|---|
| Date | Dec 17, 2019 |
| Instrument | 2019-225960 |
| Name | WELCOME HOME FUNDING LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 1980 GILARDY DR, CONCORD, CA 94518-3214 |
| Document Number | 0000204818 |
| Instrument Date | Oct 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1980 GILARDY DR CONCORD CA 945183214, CONCORD, CA 94518-3214 |
| Document Number | 0000204818 |
|---|---|
| Date | Nov 15, 2019 |
| Instrument | 204818 |
| Name | LAURA SZETO |
|---|---|
| Address | 2231 HARBOR BAY PKWY, ALAMEDA, CA 94502-3026 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jun 05, 2019 |
| Property Address | 1980 GILARDY DR, CONCORD, CA 94518-3214 |
| Document Number | 0000083675 |
| Instrument Date | May 31, 2019 |
| Instrument | 83675 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2019 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $528.55 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2231 HARBOR BAY PKWY ALAMEDA CA 945023026, ALAMEDA, CA 94502-3026 |
| Document Number | 83676 |
|---|---|
| Date | Jun 05, 2019 |
| Instrument | 83676 |
| Name | SPROUT MTG |
|---|---|
| Address | IRVING, TX 75038 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 04, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.83% |
Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Concord City |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $916,592 (+2%) Land $551,412 Building $365,180 | |
| 2025 | $10,928.00 (+20.68%) | $898,620 (+22.12%) Land $540,600 Building $358,020 |
| 2023 | $9,055.00 (+1.28%) | $735,822 Land $367,911 Building $367,911 |
| 2022 | $8,941.00 |
Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060133381012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1983–2023) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Mar 2023, tidal / storm surge, Severe Storm And Flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 611 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| Radiate Holdings | Cable | 1,500 / 50 |
| Unwired | Fixed Wireless | 300 / 25 |
May also be available at this address: Verizon, T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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