Shiawassee County property record for 1980 Frederick St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $176,000 (May 2024) |
| Tax Bill | $1,809 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-80-024-000 |
| Primary APN | 006-80-024-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 16,553 sqft (0.38 acres) |
|---|
| Street Address | 1980 FREDERICK ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-4022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUPERVISOR'S PLAT - OWOSSO TWP LOT 24 ALSO W 123 FT OF S 75 FT OF N 276 FT OF LOT 25 |
| Legal Subdivision | S P OF OWOSSO TOWNSHIP |
| Legal Lot Number | 24-25 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 30300 |
Source: Shiawassee County records, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1980 FREDERICK ST, OWOSSO, MI 48867-4022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NETX MORTGAGE LLC |
| Apr 23, 2024 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 8, 2024 · Amount on Record |
| Deed Sale | May 8, 2024 · Amount on Record |
| Deed Document Number | 20243381356 |
| Deed Book / Page | 1317 / 110 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Apr 28, 2026 |
| Property Address | 1980 FREDERICK ST, OWOSSO, MI 48867-4022 |
| Document Number | 0003402734 |
| Book / Page | 1338 / 156 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 20263402734 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1980 FREDERICK ST, OWOSSO, MI 48867-4022 |
| Document Number | 0003402734, |
|---|---|
| Date | Apr 28, 2026 |
| Book Page | 1338/156 |
| Instrument | 20263402734 |
| Name | NETX MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 1980 FREDERICK ST, OWOSSO, MI 48867-4022 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1977 BOCK ST, OWOSSO, MI 48867-4011 |
| Document Number | 0013160711 |
|---|---|
| Date | Apr 23, 2024 |
| Book Page | 1316/711 |
| Instrument | 3380958 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | 262 ROBERT ROSE DR, MURFREESBORO, TN 37129 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| County Subdivision | Owosso Charter Township |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $75,800 (+24.67%) | $151,600 (+24.67%) | |
| 2025 | $1,809.00 (+35.81%) Homeowner's exemption | $60,800 (+21.12%) | $121,600 (+21.12%) |
| 2024 | $1,332.00 (+9.54%) | ||
| 2023 | $1,216.00 Homeowner's exemption | $50,200 | $100,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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