1980 Affinity Ln, Chula Vista, CA 91915 Property Records

San Diego County property record for 1980 Affinity Ln, Chula Vista, CA 91915

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,616 sqft · built 2021
OwnerIndividual Name on File
Last Sale$677,000 (Apr 2026)
Tax Bill$10,475 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Apr 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN643-065-21-41

Property Details

APN / Parcel Number

Primary APN643-065-21-41

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,616 sqft Living Area

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleCondo/Apartment
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1980 AFFINITY LN
CityCHULA VISTA
StateCA
Zip91915-3298
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodePC16D9
Legal DescriptionLOT 1 US 137 PER DOC20-0464729&UND INT IN PHASE 14 TR 016408
Legal Tract016408
Legal Block2
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2039
Census Tract13319

Owner

Source: San Diego County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address2824 ECHO RIDGE PL, CHULA VISTA, CA 91915-1617
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2026Deed of Trust, Mortgage · Line of Credit
BANNER BANK
Apr 7, 2026Grant Deed, Transfer · Conventional Mortgage
CITY NATIONAL BANK
Jul 21, 2021Grant Deed, Subdivision Related Transfer · VA Mortgage
AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 7, 2026 · Amount on File
Deed SaleApr 7, 2026 · Amount on File
Prior SaleJul 21, 2021 · Amount on File
Deed Document Number202696160
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateAug 10, 2026
Property Address1980 AFFINITY LN, CHULA VISTA, CA 91915-3298
Document Number0000231436
Instrument DateJul 30, 2026
Instrument2026231436
Transaction TypeMortgage
Record UpdatedAug 18, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1980 AFFINITY LN, CHULA VISTA, CA 91915-3298

Mortgage

Document Number0000231436,
DateAug 10, 2026
Instrument2026231436
Lender
NameBANNER BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate6.43%
Max Rate-1%

April 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 7, 2026
Property Address1980 AFFINITY LN, CHULA VISTA, CA 91915-3298
Document Number0000096160
Instrument DateMar 17, 2026
Instrument202696160
Transaction TypeTransfer
Record UpdatedApr 16, 2026
Title CompanyLAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$75,214.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2824 ECHO RIDGE PL, CHULA VISTA, CA 91915-1617

Mortgage

Document Number0000096161,
DateApr 7, 2026
Instrument202696161
Lender
NameCITY NATIONAL BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6.01%
Initial TypeFixed Rate
Max Rate-1%

July 2021: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 21, 2021
Property Address1980 AFFINITY LN, CHULA VISTA, CA 91915-3298
Document Number0000520291
Map ReferenceMAP 16408
Instrument DateJun 22, 2021
Instrument2021-0520291
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 7, 2023
Title CompanyLENNAR TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address1980 AFFINITY LN, CHULA VISTA, CA 91915-3298

Mortgage

Document Number0000520292
DateJul 21, 2021
Instrument2021-0520292
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$523,577 (+2%) Land $205,661 Building $317,916
2025$10,475.00 (+3.03%)$513,312 (+4.04%) Land $201,629 Building $311,683
2024$10,167.00 (+1.83%)
2023$9,984.00 (+3.16%)$493,381 Land $193,800 Building $299,581
2022$9,678.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 48% of California
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTAY WATER DISTRICT
serves 242,155 people · EPA ID CA3710034
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: GeoLinks, T-Mobile, Wyyerd Connect.

Nearby Properties on Affinity Ln

Nearby Streets

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