1980 20th St, Gering, NE 69341 Property Records

Scotts Bluff County property record for 1980 20th St, Gering, NE 69341

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 992 sqft · built 1975
Lot Size	0.206 acres (8,952 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Feb 2022)
Tax Bill	$2,619 (2025)
Deeds & Mortgages	Apr 2007 Mortgage Mar 2015 Line of Credit + 4 more
APN	`1943-02-0-01032-003-0046`

Property Details

APN / Parcel Number

Primary APN	`1943-02-0-01032-003-0046`
Alternative APN	`010057889`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	992 sqft Living Area
1st Floor Area	992 sqft
Basement Area	992 sqft
Finished Basement	744 sqft
Unfinished Basement	248 sqft
Game Room	Game Room

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2012
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	8,952 sqft (0.206 acres)
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	41 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1980 20TH ST
City	GERING
State	NE
Zip	69341-2331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	LT 11, BLK 3, LAMPERTS ADD
Legal Range	55W
Legal Township	21N
Legal Section	2
Legal Subdivision	LAMPERTS ADD
Legal Block	3
Legal Lot Number	11
Jurisdiction	SCOTTS BLUFF NE
Township / Civil Division	GERING
Census Block Group	5
Census Block	5031
Census Tract	953900

Owner

1980 20th St is owned and occupied by two individuals who bought it in February 2022.

Source: Scotts Bluff County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1980 20TH ST, GERING, NE 69341-2331
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2007	Deed of Trust, Mortgage FIRST NATIONAL BANK NORTH PLATTE
Mar 17, 2015	Deed of Trust, Mortgage · Line of Credit VALLEY BANK & TRUST CO
Jul 7, 2025	Deed of Trust, Mortgage · Line of Credit PLATTE VALLEY BANK
Feb 9, 2022	Warranty Deed, Transfer TITLE EXPRESS SERVICES LLC, TITLE EXPRESS SERVICES
Jul 2, 2021	Warranty Deed, Transfer · Conventional Mortgage PLATTE VALLEY BANK
Sep 15, 2008	Warranty Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2022 · Amount on File
Deed Sale	Feb 9, 2022 · Amount on File
Prior Sale	Jul 2, 2021 · Amount on File
Deed Document Number	2022780
Prior Transfer Date	Dec 11, 2014
Prior Transfer Doc	0020145983
Record Updated	Oct 29, 2026

April 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTTS BLUFF NE
Property Address	1980 20TH ST, GERING, NE 69341-2331
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020071932
Date	Apr 2, 2007
Instrument	2007-1932

Lender

Name	FIRST NATIONAL BANK NORTH PLATTE
Address	SCOTTSBLUFF, NE 69363

Agreement

Amount	Amount on Record
Term	59 Months
Due	Mar 19, 2012

March 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTTS BLUFF NE
Property Address	1980 20TH ST, GERING, NE 69341-2331
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020151288
Date	Mar 17, 2015
Instrument	2015-1288

Lender

Name	VALLEY BANK & TRUST CO
Address	GERING, NE 69341

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTTS BLUFF NE
Property Address	1980 20TH ST, GERING, NE 69341-2331
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1980 20TH ST, GERING, NE 69341-2331

Mortgage

Document Number	0020252630
Date	Jul 7, 2025
Instrument	2025-2630

Lender

Name	PLATTE VALLEY BANK
Type	Bank
Address	SCOTTSBLUFF, NE 69363

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	264 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTTS BLUFF NE
Recording Date	Feb 9, 2022
Property Address	1980 20TH ST, GERING, NE 69341-2331
Document Number	0002022780
Instrument Date	Feb 9, 2022
Instrument	2022-780
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	TITLE EXPRESS SERVICES LLC, TITLE EXPRESS SERVICES

Transaction

Amount	Amount on Record
Tax	$438.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTTS BLUFF NE
Recording Date	Jul 2, 2021
Property Address	1980 20TH ST, GERING, NE 69341-2331
Document Number	0020213773
Instrument Date	Jul 2, 2021
Instrument	2021-3773
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	FERGUSON TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$391.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020213774
Date	Jul 2, 2021
Instrument	2021-3774

Lender

Name	PLATTE VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

September 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTTS BLUFF NE
Recording Date	Sep 15, 2008
Property Address	1980 20TH ST, GERING, NE 69341-2331
Document Number	0020085055
Instrument Date	Aug 27, 2008
Instrument	2008-5055
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$211.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020085056
Date	Sep 15, 2008
Instrument	2008-5056

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	395 Months
Due	Aug 27, 2041

Interest

Rate	5.37%

Tax Assessment & Valuation

The 2025 property tax bill for 1980 20th St was $2,619.

Source: Scotts Bluff County assessment roll, as of December 18, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Scotts Bluff County
Municipality	Gering City
Unified School District	Gering Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$163,645 (+5.11%) Land $23,155 Building $140,490	$163,645 (+5.11%) Land $23,155 Building $140,490
2025	$2,619.00	$155,695 Land $23,155 Building $132,540	$155,695 Land $23,155 Building $132,540
2023	$2,448.00	$114,252 Land $17,247 Building $97,005	$114,252 Land $17,247 Building $97,005

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1980 20th St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1980 20th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GERING serves 8,500 people · EPA ID NE3115717
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Viaero Wireless.

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