Metcalfe County property record for 198 Wisdom Rd, Edmonton, KY 42129
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,170 sqft · built 1969 |
| Lot Size | 3.31 acres (144,184 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,551 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 013-00-00-038.00 |
| Primary APN | 013-00-00-038.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,170 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Brick |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 144,184 sqft (3.31 acres) |
| Garage Type | Detached |
| Garage Area | 1,444 sqft |
| Driveway | Asphalt Driveway |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 342 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Wood Furnace |
| Heating Fuel | Wood |
| Account Number | 32892 |
|---|---|
| Street Address | 198 WISDOM RD |
| City | EDMONTON |
| State | KY |
| Zip | 42129-9056 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE & 3.31A |
| Jurisdiction | METCALFE KY |
| Township / Civil Division | SUMMER SHADE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 960200 |
Source: Metcalfe County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 198 WISDOM RD, EDMONTON, KY 42129-9056 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 3, 2008 |
| Transfer Doc | 000136/333 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | METCALFE KY |
| Recording Date | Sep 28, 2026 |
| Property Address | 198 WISDOM RD, EDMONTON, KY 42129-9056 |
| Document Number | 0225000596 |
| Book / Page | 225 / 596 |
| Instrument Date | Sep 11, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2026 |
| Title Company | OLD TAMPA BAY TITLE LLC, OLD TAMPA BAY TITLE |
| Name | Verified Name |
|---|---|
| Address | 198 WISDOM RD, EDMONTON, KY 42129-9056 |
| Document Number | 0225000596, |
|---|---|
| Date | Sep 28, 2026 |
| Book Page | 225/596 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 22, 2051 |
| Max Rate | -1% |
|---|
Source: Metcalfe County assessment roll, as of December 12, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Metcalfe County |
| Unified School District | Metcalfe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $150,000 (-) | $150,000 (-) | |
| 2025 | $1,551.00 (+7.56%) | $150,000 (+7.14%) | |
| 2024 | $150,000 (+7.14%) | ||
| 2023 | $1,442.00 | $140,000 | $140,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 3, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EDMONTON WATER WORKS serves 8,515 people · EPA ID KY0850115 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| South Central Rural Telecommunications Cooperative Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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