Onslow County property record for 198 Winter Pl, Jacksonville, NC 28540
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,428 sqft · built 1981 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,074 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Mar 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 328D-58 |
| Primary APN | 328D-58 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,428 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 23,087 sqft (0.53 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 138285000 |
|---|---|
| Street Address | 198 WINTER PL |
| City | JACKSONVILLE |
| State | NC |
| Zip | 28540-9174 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Description | L26 S3 BB WESTGATE |
| Legal Subdivision | WESTGATE SEC 3 |
| Legal Block | B |
| Legal Lot Number | 26 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | JACKSONVILLE |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 1202 |
198 Winter Pl is owned and occupied by an individual who acquired it in October 2008.
Source: Onslow County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 198 WINTER PL, JACKSONVILLE, NC 28540-9174 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 11, 2026 | Deed of Trust, Mortgage · VA Mortgage E HOME LOANS |
| Mar 28, 2022 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Sep 29, 2017 | Deed of Trust, Mortgage · FHA Mortgage OVM FINANCIAL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 2008 |
| Deed Sale | Oct 29, 2008 |
| Deed Book / Page | 3142 / 288 |
| Prior Transfer Date | Oct 23, 2008 |
| Prior Transfer Doc | 0031420288 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Sep 11, 2026 |
| Property Address | 198 WINTER PL, JACKSONVILLE, NC 28540-9174 |
| Document Number | 6671000043 |
| Book / Page | 6671 / 43 |
| Instrument Date | Jul 21, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2026 |
| Title Company | FIRST INTEGRITY TITLE |
| Name | Verified Name |
|---|---|
| Address | 198 WINTER PL, JACKSONVILLE, NC 28540-9174 |
| Document Number | 6671000043, |
|---|---|
| Date | Sep 11, 2026 |
| Book Page | 6671/43 |
| Name | E HOME LOANS |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 198 WINTER PL, JACKSONVILLE, NC 28540-9174 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2022 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0057160121 |
|---|---|
| Date | Mar 28, 2022 |
| Book Page | 5716/121 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 198 WINTER PL, JACKSONVILLE, NC 28540-9174 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0046800740 |
|---|---|
| Date | Sep 29, 2017 |
| Book Page | 4680/740 |
| Instrument | 4680-740 |
| Name | OVM FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | CHESAPEAKE, VA 23320 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2037 |
The 2026 property tax bill for 198 Winter Pl was $1,074.
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,074.00 | $222,803 (+35.83%) Land $60,000 Building $162,803 | $222,803 (+35.83%) Land $60,000 Building $162,803 |
| 2025 | $1,074.00 | $164,032 Land $35,000 Building $129,032 | $164,032 Land $35,000 Building $129,032 |
| 2023 | $1,074.00 | $164,032 Land $35,000 Building $129,032 | $164,032 Land $35,000 Building $129,032 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 198 Winter Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 35 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 4 (2018) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 198 Winter Pl is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAURADALE S/D private · serves 2,527 people · EPA ID NC0467136 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Also Mapped Here | ONSLOW WTR AND SEWER AUTHORITY |
| Lead | 4 ppb (2025) action level 15 ppb |
| Copper | 2.26 mg/L (2021) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Mar 2024 Corrosion control Jul 2021 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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