198 Windy Hill Rd, Mountain Rest, SC 29664 Property Records

Oconee County property record for 198 Windy Hill Rd, Mountain Rest, SC 29664

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,906 sqft · built 2015
Lot Size	1.33 acres (57,935 sqft)
Owner	2 Trust Names on File
Tax Bill	$822 (2025)
Deeds & Mortgages	Aug 2023 Transfer Dec 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`114-00-03-053`

Property Details

APN / Parcel Number

Primary APN	`114-00-03-053`
Alternative APN	`9325`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,906 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Architectural Style	Traditional
Exterior Material	Fiber Cement Siding
Roof Material	Shingle
Lot Area	57,935 sqft (1.33 acres)
Garage Type	Attached
Garage Area	784 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	9325
Old Parcel Number	114 00 03 053
Street Address	198 WINDY HILL RD
City	MOUNTAIN REST
State	SC
Zip	29664-9531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 (1.33 AC)
Legal Subdivision	PERRY B WILSON JR
Legal Block	3
Legal Lot Number	2
Jurisdiction	OCONEE SC
Township / Civil Division	LONG CREEK
Census Block Group	3
Census Block	3025
Census Tract	30100

Owner

198 Windy Hill Rd is held in a trust since August 2023.

Source: Oconee County records, as of November 14, 2025

Owner of Record	2 Trust Names on File
Mailing Address	PO BOX 367, LONG CREEK, SC 29658-0367
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2023	Correction Deed
Dec 8, 2022	Intrafamily Transfer, Transfer
Dec 18, 2020	Deed of Trust, Mortgage · Conventional with PMI FIRST HM BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2023
Deed Sale	Aug 29, 2023
Prior Transfer Date	Dec 8, 2022
Prior Transfer Doc	7987
Record Updated	Jun 8, 2026

August 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	OCONEE SC
Recording Date	Aug 29, 2023
Property Address	198 WINDY HILL RD, MOUNTAIN REST, SC 29664-9531
Document Number	0000002497
Book / Page	2977 / 197
Map Reference	MB P-45 PG 142
Instrument Date	Aug 18, 2023
Instrument	2497
Record Updated	Sep 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 367, LONG CREEK, SC 29658-0367

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCONEE SC
Recording Date	Dec 8, 2022
Property Address	198 WINDY HILL RD, MOUNTAIN REST, SC 29664-9531
Document Number	0000007987
Book / Page	2886 / 193
Map Reference	MB -45 PG 142
Instrument Date	Dec 2, 2022
Instrument	7987
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 367, LONG CREEK, SC 29658-0367

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	198 WINDY HILL RD, MOUNTAIN REST, SC 29664-9531
Document Number	0040750228
Instrument Date	Dec 18, 2020
Transaction Type	Mortgage
Record Updated	Feb 15, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	198 WINDY HILL RD MOUNTAIN REST SC 296649531, MOUNTAIN REST, SC 29664-9531

Mortgage

Document Number	0040750228
Date	Dec 31, 2020
Book Page	004075/000228

Lender

Name	FIRST HM BK
Type	Bank
Address	SEMINOLE, FL 33772

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 30, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 198 Windy Hill Rd was $822.

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$822.00	$9,855 Land $353 Building $9,502	$246,372 Land $8,820 Building $237,552
2023		$9,855 (-) Land $353 Building $9,502	$246,372 (-) Land $8,820 Building $237,552
2022		$9,855 Land $353 Building $9,502	$246,372 Land $8,820 Building $237,552

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 198 Windy Hill Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1994)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 198 Windy Hill Rd is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 91% of South Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Windy Hill Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures