198 Williams Ave, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 198 Williams Ave, Lynn, MA 01902

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 3,132 sqft · built 1963
Lot Size	0.118 acres (5,131 sqft)
Owner	Individual Name on File
Last Sale	$455,000 (Jan 2018)
Tax Bill	$7,670 (2025)
Deeds & Mortgages	Apr 2021 Refinance Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B:095 L:515 S:002`

Property Details

APN / Parcel Number

Primary APN	`B:095 L:515 S:002`
Alternative APN	`LYNN M:095 B:515 L:002`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,132 sqft Living Area
Gross Area	5,056 sqft
Basement Area	1,332 sqft
Unfinished Basement	1,332 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,131 sqft (0.118 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	198 WILLIAMS AVE
City	LYNN
State	MA
Zip	01902-2348
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1
Legal Block	515
Legal Lot Number	2
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	2
Census Block	2006
Census Tract	206500

Owner

198 Williams Ave, a duplex, is owned by an individual who bought it in January 2018.

Source: Essex County and Lynn City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	326 LOWELL ST, PEABODY, MA 01960-2703
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance EASTERN BANK
Jan 19, 2018	Quit Claim Deed, Transfer · Conventional with PMI ROCKLAND TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2018 · Amount on File
Deed Sale	Jan 19, 2018 · Amount on File
Prior Sale	Jun 29, 2012 · Amount on File
Deed Book / Page	36481 / 298
Transfer Doc	036481-298
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	198 WILLIAMS AVE, LYNN, MA 01902-2348
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039788-600
Date	Apr 21, 2021
Book Page	39788/600
Instrument	20210421001270

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	May 1, 2046

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Jan 19, 2018
Property Address	198 WILLIAMS AVE, LYNN, MA 01902-2348
Document Number	36481-298
Book / Page	036481 / 000298
Instrument Date	Jan 19, 2018
Instrument	1801193670
Transaction Type	Transfer
Record Updated	Feb 6, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,074.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 WILLIAMS AVE LYNN MA 019022348, LYNN, MA 01902-2348

Mortgage

Document Number	36481-300
Date	Jan 19, 2018
Book Page	036481/000300
Instrument	1801193680

Lender

Name	ROCKLAND TR

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 18, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 198 Williams Ave was $7,670, up 5.7% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,670.00 (+5.66%)	$740,327 (+7.39%) Land $186,200 Building $554,127	$809,414
2024	$7,259.00 (+2.15%)	$689,400 (+8.18%) Land $177,000 Building $512,400
2023	$7,106.00	$637,300 Land $161,200 Building $476,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 198 Williams Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	Oct 1996 · Extreme Weather Conditons And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 198 Williams Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,066 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Starry, T-Mobile.

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