198 Whistling Dr, Jefferson, GA 30549 Property Records

Jackson County property record for 198 Whistling Dr, Jefferson, GA 30549

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,129 sqft · built 2019
Lot Size0.32 acres (13,939 sqft)
OwnerIndividual Name on File
Last Sale$421,653 (Oct 2021)
Tax Bill$6,471 (2025)
Deeds & MortgagesJul 2023 Mortgage
Oct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN082N 248

Property Details

APN / Parcel Number

Primary APN082N 248
Alternative APN
  • 40361

Interior

Full Baths3 Baths
Stories1 Story
Building Area3,129 sqft Heated Area
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialFiber Cement Siding
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area13,939 sqft (0.32 acres)
Garage TypeAttached
Garage Area670 sqft
PorchSlab
Porch Area293 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number40361
Street Address198 WHISTLING DR
CityJEFFERSON
StateGA
Zip30549-1112
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 248 MALLARDS LANDING PHASE 3A
Legal SubdivisionMALLARDS LANDING PH 2
Legal Phase3A
Legal Lot Number248
JurisdictionJACKSON GA
Township / Civil DivisionJEFFERSON
Census Block Group1
Census Block1004
Census Tract10706

Owner

198 Whistling Dr is owned and occupied by an individual who bought it in October 2021.

Source: Jackson County records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address198 WHISTLING DR, JEFFERSON, GA 30549-1112
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 3, 2023Deed of Trust, Mortgage
US DEPARTMENT OF HOUSING AND URBAN DEVEL
Oct 14, 2021Limited Warranty Deed, Transfer · FHA Mortgage
VANDERBILT MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 14, 2021 · Amount on File
Deed SaleOct 14, 2021 · Amount on File
Deed Document Number20215213
Deed Book / Page98V / 617
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON GA
Property Address198 WHISTLING DR, JEFFERSON, GA 30549-1112
Transaction TypeMortgage
Record UpdatedFeb 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address198 WHISTLING DR, JEFFERSON, GA 30549-1112

Mortgage

Document Number00107D0000000180
DateJul 3, 2023
Book Page000000107D/0000000180
Lender
NameUS DEPARTMENT OF HOUSING AND URBAN DEVEL
Agreement
AmountAmount on Record
Term336 Months
DueJan 1, 2051

October 2021: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionJACKSON GA
Recording DateOct 14, 2021
Property Address198 WHISTLING DR, JEFFERSON, GA 30549-1112
Document Number00098V0617
Book / Page98V / 617
Instrument DateOct 14, 2021
Instrument2021-005213
Transaction TypeTransfer
Record UpdatedAug 4, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address198 WHISTLING DR, JEFFERSON, GA 30549-1112

Mortgage

Document Number00098V0000000618
DateOct 14, 2021
Book Page000000098V/0000000618
Lender
NameVANDERBILT MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 198 Whistling Dr was $6,471 with a homeowner's exemption, up 3.4% from the year before.

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyJackson County
MunicipalityJefferson City
Unified School DistrictJefferson City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$239,120 (-) Land $40,000 Building $199,120$597,800 (-) Land $100,000 Building $497,800
2025$6,471.00 (+3.42%) Homeowner's exemption$239,120 (+5.1%) Land $40,000 Building $199,120$597,800 (+5.1%) Land $100,000 Building $497,800
2024$6,257.00 (+18.21%) Homeowner's exemption$227,520 (+11.77%) Land $28,400 Building $199,120$568,800 (+11.77%) Land $71,000 Building $497,800
2023$5,293.00 (-0.54%) Homeowner's exemption$203,560 (+22.51%) Land $28,400 Building $175,160$508,900 (+22.51%) Land $71,000 Building $437,900
2022$5,322.00 Homeowner's exemption$166,160 Land $28,400 Building $137,760$415,400 Land $71,000 Building $344,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 198 Whistling Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 198 Whistling Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Windstream
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Whistling Dr

Nearby Streets

Search Property Records by Address or Parcel Number