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198 West St, Ilion, NY 13357 Property Records

Herkimer County and German Flatts Town property record for 198 West St, Ilion, NY 13357 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,678 sqft · built 1910
Lot Size0.159 acres (6,930 sqft)
OwnerIndividual Name on File
Last Sale$72,000 (Feb 2021)
Tax Bill$3,468 (2025)
Deeds & MortgagesDec 2018 Mortgage
Feb 2021 Sale & Mortgage
APN212801 119.52-3-49

Property Details

APN / Parcel Number

Primary APN212801 119.52-3-49
Alternative APNs
  • 280111905200030490000000
  • 20183888

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,678 sqft Living Area
1st Floor Area839 sqft
2nd Floor Area839 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area6,930 sqft (0.159 acres)
Lot Dimensions210 ft deep x 33 ft wide
Garage TypeDetached
Garage Area600 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area290 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number20183888
Street Address198 WEST ST
CityILION
StateNY
Zip13357-2252
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description198 WEST ST W R1 3G
Legal Block3
Legal Lot Number49.000
JurisdictionHERKIMER NY
Township / Civil DivisionGERMAN FLATTS
Census Block Group5
Census Block5010
Census Tract10300

Owner

Source: Herkimer County and German Flatts Town records · APN 212801 119.52-3-49

Assessment roll updated May 1, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address198 WEST ST, ILION, NY 13357-2252
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2018Deed of Trust, Mortgage · ARM
NBT BANK NATIONAL ASSOCIATION
Feb 09, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 09, 2021 · Amount on Record
Deed SaleFeb 09, 2021 · Amount on Record
Prior SaleSep 28, 2007 · Amount on Record
Deed Document Number2021697
Record UpdatedJun 08, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERKIMER NY
Property Address198 WEST ST, ILION, NY 13357-2252
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20186047
DateDec 14, 2018
Instrument2018-6047
Lender
NameNBT BANK NATIONAL ASSOCIATION
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term373 Months
DueJan 01, 2050
Interest
Rate TypeAdjustable Rate
Rate3.7%
Type Change DateJan 01, 2026
Index1-Year LIBOR

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERKIMER NY
Recording DateFeb 09, 2021
Property Address198 WEST ST, ILION, NY 13357-2252
Document Number0002021697
Instrument DateFeb 05, 2021
Instrument2021-697
Transaction TypeTransfer
Record UpdatedApr 26, 2022
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 MICHIGAN ST, MOHAWK, NY 13407-1316

Mortgage

Document Number0002021698
DateFeb 09, 2021
Instrument2021-698
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Herkimer County and German Flatts Town records · Assessment roll updated May 1, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyHerkimer County
County SubdivisionGerman Flatts Town
MunicipalityIlion Village
Unified School DistrictCentral Valley Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,468.00 (+6.97%)$53,000 (-) Land $8,200 Building $44,800$99,251 (+3%) Land $15,356 Building $83,895
2023$53,000 Land $8,200 Building $44,800$96,364 Land $14,909 Building $81,455
2020$3,242.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360430103005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 37 individual NFIP policies nearby
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies37 in force
Nearby Flood Claims15 (1999–2013)
Most Recent ClaimJun 2013, other causes, Severe Storms And Flooding
Claims By Storm
  • Severe Storms And Flooding, Jun 2013 · 10 claims
  • Remnants Of Tropical Storm Lee, Sep 2011 · 4 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 342 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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