198 W Upper Ferry Rd, Ewing (Trenton), NJ 08628 Property Records

Mercer County and Ewing Township property record for 198 W Upper Ferry Rd, Ewing, NJ 08628 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Architecture Style	Colonial
Year Built	Built 1960
Square Footage	1,440 sqft Living Area
Lot Size	19,998 sqft (0.459 acres)
Occupancy	Owner Occupied
Tax Bill	$8,305.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`02-00423-0000-00048`
Alternative APNs	`020042300048` `04330643`

Interior

Building Area	1,440 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Colonial Style
Exterior Material	Concrete Exterior
Construction Type	Frame Construction
Lot Area	19,998 sqft (0.459 acres)
Depth X Width	200 ft x 100 ft Depth x Width

Location & Zoning

Account Number	04330643
Street Address	198 W UPPER FERRY RD
City	EWING
State	NJ
Zip	08628-2727
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	423
Legal Lot Number	48
Jurisdiction	MERCER NJ
Minor Civil Division	EWING
Census Blockgroup	1
Census Block	1003
Census Tract	3708

Owner

Source: Mercer County and Ewing Township records · APN 02-00423-0000-00048

Assessment roll updated July 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	198 W UPPER FERRY RD, EWING, NJ 08628-2727
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	198 W UPPER FERRY RD, EWING, NJ 08628-2727
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 W UPPER FERRY RD, EWING, NJ 08628-2727

Mortgage

Document Number	0000036807
Date	Oct 27, 2023
Book Page	11839/1406
Instrument	2023036807

Lender

Name	SPENCER SAVINGS BANK SLA
Type	Bank
Address	ELMWOOD PARK, NJ 07407

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 18, 2028

Tax Assessment & Valuation

Source: Mercer County and Ewing Township records · Assessment roll updated July 6, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Mercer County
County Subdivision	Ewing Township
Unified School District	Ewing Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$205,000 (-) Land $81,900 Building $123,100	$205,000 (-) Land $81,900 Building $123,100
2025	$8,305.00 (+3.01%)	$205,000 (-) Land $81,900 Building $123,100	$205,000 (-) Land $81,900 Building $123,100
2024	$8,062.00 (+9.34%)
2023		$205,000 Land $81,900 Building $123,100	$205,000 Land $81,900 Building $123,100
2022	$7,373.00

Flood & Wildfire

198 W Upper Ferry Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Mercer County (34021C), updated May 23, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.