Saline County property record for 198 W Ridgewood, Alexander, AR 72002
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 4,256 sqft · built 2004 |
| Lot Size | 3.07 acres (133,729 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $625,000 (Jan 2025) |
| Tax Bill | $5,149 (2025) |
| Deeds & Mortgages | Dec 2025 Sale Jan 2025 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 343-01050-000 |
| Primary APN | 343-01050-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 4,256 sqft Living Area |
| Gross Area | 5,192 sqft |
| 1st Floor Area | 2,835 sqft |
| Upper Floors Area | 1,421 sqft |
| Flooring | Carpet |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 133,729 sqft (3.07 acres) |
| Lot Dimensions | 404 ft deep x 331 ft wide |
| Garage Type | Attached |
| Garage Area | 936 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,200 sqft |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 115 sqft |
| Porch | Open Porch |
| Porch Area | 40 sqft |
| Deck Area | 503 sqft |
| Patio Area | 503 sqft |
| Utility Building | 238 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 198 W RIDGEWOOD |
|---|---|
| City | ALEXANDER |
| State | AR |
| Zip | 72002-7928 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2025-001459 |
| Legal Range | 14W |
| Legal Township | 01S |
| Legal Section | 04 |
| Legal Subdivision | THE HILLS PH 5 |
| Legal Lot Number | 50 |
| Jurisdiction | SALINE AR |
| Township / Civil Division | OWEN |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 10509 |
Source: Saline County records, as of January 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 198 W RIDGEWOOD, ALEXANDER, AR 72002-7928 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 29, 2025 | Beneficiary Deed, Transfer |
| Jan 30, 2025 | Warranty Deed, Transfer COMMERCE TITLE AND CLOSING SERVICES, COMMERCE TTL & CLOSING SVCS |
| Jan 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Oct 17, 2017 | Warranty Deed, Transfer · ARM FAIRWAY INDEPENDENT MORTGAGE CORP |
| Oct 17, 2017 | Warranty Deed, Transfer AMERICAN ABSTRACT CORPORATION |
| Jun 1, 2017 | Deed of Trust, Mortgage · Line of Credit IBERIABANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 30, 2025 · Amount on Record |
| Deed Sale | Jan 30, 2025 · Amount on Record |
| Prior Sale | Oct 17, 2017 · Amount on Record |
| Deed Document Number | 20251459 |
| Deed Book / Page | 2025 / 1459 |
| Last Transfer Date | Dec 29, 2025 |
| Transfer Doc | 0000024994 |
| Record Updated | Sep 20, 2026 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | SALINE AR |
| Recording Date | Dec 29, 2025 |
| Property Address | 198 W RIDGEWOOD, ALEXANDER, AR 72002-7928 |
| Document Number | 0000024994 |
| Instrument Date | Dec 29, 2025 |
| Instrument | 2025-024994 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 198 W RIDGEWOOD, ALEXANDER, AR 72002-7928 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SALINE AR |
| Recording Date | Jan 30, 2025 |
| Property Address | 198 W RIDGEWOOD, ALEXANDER, AR 72002-7928 |
| Document Number | 0000001459 |
| Instrument Date | Jan 16, 2025 |
| Instrument | 2025-001459 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2026 |
| Title Company | COMMERCE TITLE AND CLOSING SERVICES, COMMERCE TTL & CLOSING SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,062.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 198 W RIDGEWOOD, ALEXANDER, AR 72002-7928 |
| Name | Verified Name |
|---|---|
| Address | 198 W RIDGEWOOD, ALEXANDER, AR 72002-7928 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALINE AR |
| Property Address | 198 W RIDGEWOOD, ALEXANDER, AR 72002-7928 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000544 |
|---|---|
| Date | Jan 8, 2021 |
| Instrument | 2021-000544 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SALINE AR |
| Recording Date | Oct 17, 2017 |
| Property Address | 198 W RIDGEWOOD, ALEXANDER, AR 72002-7928 |
| Document Number | 0000019675 |
| Instrument Date | Oct 16, 2017 |
| Instrument | 2017-019675 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2021 |
| Title Company | AMERICAN ABSTRACT & TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 198 W RIDGEWOOD DR, 198, BENTON, AR 72019 |
| Name | Verified Name |
|---|---|
| Address | 3805 EDGEWATER DR, BENTON, AR 72019-9392 |
| Document Number | 0000019677 |
|---|---|
| Date | Oct 17, 2017 |
| Instrument | 2017-019677 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.12% |
| Index | 1-Year LIBOR |
| Max Rate | 8.12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SALINE AR |
| Recording Date | Oct 17, 2017 |
| Property Address | 198 W RIDGEWOOD, ALEXANDER, AR 72002-7928 |
| Document Number | 0000019676 |
| Instrument Date | Oct 16, 2017 |
| Instrument | 19676 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2017 |
| Title Company | AMERICAN ABSTRACT CORPORATION |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3805 EDGEWATER DR BENTON AR 720199392, BENTON, AR 72019-9392 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALINE AR |
| Property Address | 198 W RIDGEWOOD, ALEXANDER, AR 72002-7928 |
| Document Number | 0000011117 |
| Instrument Date | Jun 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 198 W RIDGEWOOD ALEXANDER AR 720027928, ALEXANDER, AR 72002-7928 |
| Document Number | 0000011117 |
|---|---|
| Date | Jun 20, 2017 |
| Instrument | 11117 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72223 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 19, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Saline County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Saline County |
| Unified School District | Bryant Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,149.00 (+8.88%) | $104,552 (-) Land $14,736 Building $89,816 | $522,760 (-) Land $73,680 Building $449,080 |
| 2024 | $4,729.00 (+3.25%) | ||
| 2023 | $4,580.00 Homeowner's exemption | $104,552 Land $14,736 Building $89,816 | $522,760 Land $73,680 Building $449,080 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 41% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SALEM WATER USERS LLC serves 22,775 people · EPA ID AR0000492 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Also Mapped Here | SALEM WATERWORKS |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Connect2First Fiber | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Sparklight Fiber · Cable in parts of the area | 1,000 / 1,000 |
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