198 W Oak Loop, Cedar Creek, TX 78612 Property Records

Bastrop County property record for 198 W Oak Loop, Cedar Creek, TX 78612

Property Summary

Property Type	Single Family Home
Details	1,658 sqft · built 2008
Lot Size	1 acres (43,585 sqft)
Owner	2 Individual Names on Record
Last Sale	$348,800 (Dec 2019)
Tax Bill	$3,935 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R60038`

Property Details

APN / Parcel Number

Primary APN	`R60038`
Alternative APN	`O0212599`

Interior

Stories	1 Story
Building Area	1,658 sqft Living Area
Gross Area	2,310 sqft
1st Floor Area	1,658 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Wood
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	43,585 sqft (1 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	318 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	198 W OAK LOOP
City	CEDAR CREEK
State	TX
Zip	78612-3238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BASTROP COUNTY WEST OAKS, BLOCK A, LOT 27, ACRES 1.0000
Legal Subdivision	BASTROP COUNTY WEST OAKS
Legal Block	A
Legal Lot Number	27
Jurisdiction	BASTROP TX
Township / Civil Division	CEDAR CREEK-RED ROCK
Census Block Group	1
Census Block	1018
Census Tract	950303

Owner

Source: Bastrop County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	198 W OAK LOOP, CEDAR CREEK, TX 78612-3238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2019	Vendor's Lien, Transfer · Conventional Mortgage CMG MORTGAGE INC
Sep 23, 2019	Intrafamily Transfer, Transfer · Stand-Alone First Mortgage ROSCOE STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2019 · Amount on Record
Deed Sale	Dec 27, 2019 · Amount on Record
Prior Sale	Sep 23, 2019 · Amount on Record
Deed Document Number	201920385
Record Updated	Oct 29, 2026

December 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BASTROP TX
Recording Date	Dec 27, 2019
Property Address	198 W OAK LOOP, CEDAR CREEK, TX 78612-3238
Document Number	201920385
Map Reference	CAB 2 PG 280B-281A
Instrument Date	Dec 27, 2019
Instrument	201920385
Transaction Type	Transfer
Record Updated	Nov 22, 2021
Title Company	ITC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2221 E HARTFORD AVE, 2221, PONCA CITY, OK 74604-2727

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 W OAK LOOP, CEDAR CREEK, TX 78612-3238

Mortgage

Document Number	201920386
Date	Dec 27, 2019
Instrument	201920386

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BASTROP TX
Recording Date	Sep 23, 2019
Property Address	198 W OAK LOOP, CEDAR CREEK, TX 78612-3238
Document Number	201914782
Map Reference	CAB 2 SL 280B
Instrument Date	Sep 16, 2019
Instrument	201914782
Transaction Type	Transfer
Record Updated	Nov 22, 2021
Title Company	ATC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 W OAK LOOP, CEDAR CREEK, TX 78612-3238

Mortgage

Document Number	201914783
Date	Sep 23, 2019
Instrument	201914783

Lender

Name	ROSCOE STATE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2034

Tax Assessment & Valuation

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bastrop County
Unified School District	Bastrop Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,935.00 (-10.51%) Homeowner's exemption Senior Citizen's exemption	$443,005 (-6.34%)	$446,190 (-5.66%) Land $160,000 Building $286,190
2024	$4,397.00
2023	Homeowner's exemption	$472,984 Land $160,000 Building $312,984	$472,984 Land $160,000 Building $312,984
2022	$5,287.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	K & K WATER NORTH private · serves 318 people · EPA ID TX0110047
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20

May also be available: VTX Communications.

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