1. Home
  2. Florida
  3. Lafayette County
  4. Mayo
  5. W Main St

198 W Main St, Mayo, FL 32066 Property Records

Lafayette County property record for 198 W Main St, Mayo, FL 32066

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details1,089 sqft · built 1940
Lot Size0 acres (8 sqft)
Owner2 Individual Names on Record
Last Sale$50,000 (Oct 2013)
Tax Bill$387 (2025)
Deeds & MortgagesDec 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN0011048000120

Property Details

APN / Parcel Number

Primary APN0011048000120
Alternative APN
  • 1305110011048000120

Interior

Stories1 Story
Building Area1,089 sqft Total Area
1st Floor Area1,089 sqft
FlooringConcrete/Cement
Interior WallsMasonry

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1954
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Fire ResistanceMasonry Walls, Wood Interior
Roof TypeShed Roof
Roof MaterialBuilt-Up Asphalt
Lot Area8 sqft (0 acres)
Storage Building462 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemForced Air

Location & Zoning

Account Number0011048000120
Street Address198 W MAIN ST
CityMAYO
StateFL
Zip32066
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionLEG 0000.08 ACRES LOT 12 BLK. 48 ORIGINAL TOWN OF MAYO PB A P. 3 PUBLIC RECORDS LAFAYETTE CO. FL. OR BK 142 P. 382 -394; OR
Legal Range11E
Legal Township05S
Legal Section13
Legal SubdivisionTWN/MAYO
Legal Block48
Legal Lot Number12
JurisdictionLAFAYETTE FL
Township / Civil DivisionMAYO
Census Block Group1
Census Block1076
Census Tract960201

Owner

Source: Lafayette County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 362, MAYO, FL 32066-0362
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 2013 · Amount on Record
Deed SaleOct 1, 2013 · Amount on Record
Deed Document Number0000330183
Record UpdatedJun 8, 2026

December 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLAFAYETTE FL
Property Address198 W MAIN ST, MAYO, FL 32066
Document Number0034000022
Instrument DateDec 31, 2018
Transaction TypeMortgage
Record UpdatedJan 30, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 362 MAYO FL 320660362, MAYO, FL 32066-0362

Mortgage

Document Number0034000022
DateJan 4, 2019
Book Page000389/000066
Instrument34000022
Lender
NameLAFAYETTE ST BK
TypeBank
AddressMAYO, FL 32066-0108
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLafayette County
MunicipalityMayo Town
Unified School DistrictLafayette County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$387.00 (-1.28%)$17,080 (-1.16%)$17,080 (-1.16%) Land $6,000 Building $11,080
2024$392.00 (+5.95%)$17,280 (+5.65%)$17,280 (+5.65%) Land $6,300 Building $10,980
2023$370.00 (+4.23%)$16,356 (+4.71%)$16,356 (+4.71%) Land $5,850 Building $10,506
2022$355.00$15,620$15,620 Land $5,400 Building $10,220

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAYO WTP
serves 1,055 people · EPA ID FL2341181
Water SourceGroundwater
Last State InspectionJun 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL		2,000 / 2,000
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: Rapid Fiber Internet, Verizon.

Nearby Properties on W Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures