198 W Bluebird Ln, Payson, AZ 85541 Property Records

Gila County property record for 198 W Bluebird Ln, Payson, AZ 85541

Property Summary

Property Type	Single Family Home
Details	2,220 sqft · built 1998
Lot Size	2.51 acres (109,336 sqft)
Owner	2 Individual Names on File
Last Sale	$211,500 (Sep 2011)
Tax Bill	$6,070 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2022 Transfer + 1 more
Flood Zone	Zone D (undetermined)
APN	`303-19-187B`

Property Details

APN / Parcel Number

Primary APN	`303-19-187B`
Alternative APNs	`R029382` `029382`

Interior

Stories	1 Story
Building Area	2,220 sqft Living Area
1st Floor Area	2,220 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Metal
Lot Area	109,336 sqft (2.51 acres)
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	R029382
Street Address	198 W BLUEBIRD LN
City	PAYSON
State	AZ
Zip	85541-4698
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 27 TOWNSHIP: 10.5N RANGE: 14E POR HES 212 T10 1/2N R14E NLY HALF OF FOL DESC PROP AS MEAS ALGE W LINE BEG AT PT WH LIES S 39D 50 E720.58 FR COR # 11; TH N 44D 51 E 662.85 TH S39D 50 E 330; TH S 4 4D W 662.85 TO SWLY LINE HES 212; TH N 39D 50
Legal Range	14E
Legal Township	05N
Legal Section	27
Legal Subdivision	COLCORD/GORDON CYN
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	1
Census Block	1048
Census Tract	200

Owner

Source: Gila County assessment roll, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	198 W BLUEBIRD LN, PAYSON, AZ 85541-4698
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 9, 2022	Intrafamily Transfer, Transfer
May 8, 2020	Intrafamily Transfer, Transfer MADISON MANAGEMENT PROPERTIES LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 19, 2011 · Amount on Record
Deed Sale	Sep 19, 2011 · Amount on Record
Prior Sale	Nov 29, 2006 · Amount on Record
Deed Document Number	201110295
Last Transfer Date	Sep 28, 2011
Transfer Doc	0000010914
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	198 W BLUEBIRD LN, PAYSON, AZ 85541-4698
Transaction Type	Mortgage
Record Updated	Feb 17, 2023
Title Company	GREAT AMERICAN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004020
Date	Mar 22, 2021
Instrument	2021-004020

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GILA AZ
Recording Date	Feb 9, 2022
Property Address	198 W BLUEBIRD LN, PAYSON, AZ 85541-4698
Document Number	0000001924
Instrument Date	Jan 5, 2022
Instrument	2022-001924
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	198 W BLUEBIRD LN, PAYSON, AZ 85541-4698

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GILA AZ
Recording Date	May 8, 2020
Property Address	198 W BLUEBIRD LN, PAYSON, AZ 85541-4698
Document Number	0000005114
Instrument Date	Mar 24, 2020
Instrument	2020-005114
Transaction Type	Transfer
Record Updated	Nov 29, 2021
Title Company	EMPIRE WEST TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	477 N ALDER CT, GILBERT, AZ 85233-4417

Mortgage

Document Number	0000005115
Date	May 8, 2020
Instrument	2020-005115

Lender

Name	MADISON MANAGEMENT PROPERTIES LLC
Type	Non-Lending Institution
Address	MESA, AZ 85210

Agreement

Amount	Amount Recorded
Term	9 Months
Due	Feb 8, 2021

Tax Assessment & Valuation

Source: Gila County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Elementary School District	Young Elementary School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,678 (+5.91%) Land $7,281 Building $57,397	$646,774 (+5.92%) Land $72,806 Building $573,968
2025	$6,070.00 (+11.99%)
2024		$61,066 Land $7,640 Building $53,426	$610,653 Land $76,395 Building $534,258
2023	$5,420.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	7 (1993–2021)
Most Recent Claim	Aug 2021 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes & Flooding, Jan 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 98.9% of the US · above 98.1% of Arizona
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CS GARDNER WATER COMPANY private · serves 266 people · EPA ID AZ0404038
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	E. coli not recorded as resolved · Aug 2022
Treatment and Procedure	Sanitary survey deficiency not corrected Aug 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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