198 W 39th St, Lorain, OH 44052 Property Records

Lorain County property record for 198 W 39th St, Lorain, OH 44052

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,398 sqft · built 1900
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$123,000 (Apr 2019)
Tax Bill	$1,436 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2019 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-01-003-260-048`

Property Details

APN / Parcel Number

Primary APN	`02-01-003-260-048`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,398 sqft Living Area
1st Floor Area	676 sqft
2nd Floor Area	582 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1960
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	8,276 sqft (0.189 acres)
Lot Dimensions	165 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	140 sqft
Deck Area	220 sqft
Patio Area	616 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	198 W 39TH ST
City	LORAIN
State	OH
Zip	44052-5452
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLASS & REUTER 50 X 158.75
Legal Subdivision	BLASS & REUTERS ALLOTMENT
Legal Tract	1
Legal Block	260
Legal Lot Number	7
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1001
Census Tract	24100

Owner

Source: Lorain County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	198 W 39TH ST, LORAIN, OH 44052-5452
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Intrafamily Transfer, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 26, 2019	Warranty Deed, Transfer · FHA Mortgage AMERICAN MIDWEST MORTGAGE CORP
May 17, 2018	Grant Deed, Transfer ERIEVIEW TITLE AGENCY LLC
Mar 15, 2018	Grant Deed, Transfer SERVICELINK
Jan 3, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 26, 2019 · Amount on Record
Deed Sale	Apr 26, 2019 · Amount on Record
Prior Sale	Apr 26, 2019 · Amount on Record
Deed Document Number	0000712355
Last Transfer Date	Jan 25, 2021
Transfer Doc	0000799810
Record Updated	Jun 8, 2026

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LORAIN OH
Recording Date	Jan 25, 2021
Property Address	198 W 39TH ST, LORAIN, OH 44052-5452
Document Number	0000799810
Map Reference	VOL 5 PG 20
Instrument Date	Nov 19, 2020
Instrument	2021-0799810
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	INSPIRE CLOSING SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 W 39TH ST, LORAIN, OH 44052-5452

Mortgage

Document Number	0000799811
Date	Jan 25, 2021
Instrument	2021-0799811

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Jun 1, 2049

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 26, 2019
Property Address	198 W 39TH ST, LORAIN, OH 44052-5452
Document Number	0000712355
Map Reference	VOL 5 PG 20
Instrument Date	Apr 24, 2019
Instrument	2019-0712355
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	BLACK TIE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6363 YORK RD, PARMA HEIGHTS, OH 44130-3031

Mortgage

Document Number	0000712356
Date	Apr 26, 2019
Instrument	2019-0712356

Lender

Name	AMERICAN MIDWEST MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Interest

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	May 17, 2018
Property Address	198 W 39TH ST, LORAIN, OH 44052-5452
Document Number	0000672594
Instrument Date	May 15, 2018
Instrument	672594
Transaction Type	Transfer
Record Updated	May 31, 2018
Title Company	ERIEVIEW TITLE AGENCY LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	198 W 39TH ST LORAIN OH 440525452, LORAIN, OH 44052-5452

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Mar 15, 2018
Property Address	198 W 39TH ST, LORAIN, OH 44052-5452
Document Number	0000664818
Instrument Date	Jan 22, 2018
Instrument	664818
Transaction Type	Transfer
Record Updated	Apr 16, 2018
Title Company	SERVICELINK

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

January 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LORAIN OH
Recording Date	Jan 3, 2018
Property Address	198 W 39TH ST, LORAIN, OH 44052-5452
Document Number	0000657068
Instrument Date	Dec 1, 2017
Instrument	657068
Transaction Type	Foreclosure
Record Updated	Jan 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$160.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1000 TECHNOLOGY DR O FALLON MO 633682239, O FALLON, MO 63368-2239

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Clearview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,436.00	$38,230 (-0.02%) Land $5,030 Building $33,200	$109,250 (-) Land $14,380 Building $94,870
2024	$1,436.00 (+1.99%)	$38,238 (+23.81%) Land $5,033 Building $33,205	$109,250 (+23.81%) Land $14,380 Building $94,870
2023	$1,408.00 (-3.1%)	$30,884 (+0.01%) Land $5,033 Building $25,851	$88,240 (-) Land $14,380 Building $73,860
2022	$1,453.00	$30,880 Land $5,030 Building $25,850
2021			$88,240 Land $14,380 Building $73,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

198 W 39th St, Lorain, OH 44052 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2021: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

May 2018: Grant Deed, Transfer

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2018: Grant Deed, Transfer

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2018: Trustee's Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on W 39th St

Nearby Streets

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