Albany County and Colonie Town property record for 198 Vly Rd, Schenectady, NY 12309
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,684 sqft · built 1965 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $232,000 (Jan 2018) |
| Tax Bill | $4,850 (2025) |
| Deeds & Mortgages | Jan 2018 Sale & Mortgage Jun 2017 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012689 17.4-3-20 |
| Primary APN | 012689 17.4-3-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,684 sqft Living Area |
| 1st Floor Area | 1,144 sqft |
| Basement Area | 540 sqft |
| Finished Basement | 540 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 258 sqft |
| Patio Area | 180 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01700400030200000000 |
|---|---|
| Street Address | 198 VLY RD |
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-2034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Description | LF EST THERIEN J C & E N-200 E-VLY RD S-105-24 |
| Legal Subdivision | PINE RIDGE |
| Legal Block | 3 |
| Legal Lot Number | 20.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COLONIE |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 13703 |
Source: Albany County and Colonie Town assessment roll, as of March 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 198 VLY RD, SCHENECTADY, NY 12309-2034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 25, 2018 | Deed, Transfer · VA Mortgage SEFCU MORTGAGE SERVICES |
| Jun 22, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Apr 18, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 25, 2018 · Amount on Record |
| Deed Sale | Jan 25, 2018 · Amount on Record |
| Deed Document Number | 20182085 |
| Prior Transfer Date | Aug 22, 2016 |
| Prior Transfer Doc | 0000009007 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Jan 25, 2018 |
| Property Address | 198 VLY RD, SCHENECTADY, NY 12309-2034 |
| Document Number | 0000002085 |
| Map Reference | MAP4356 |
| Instrument Date | Jan 18, 2018 |
| Instrument | R2018-02085 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $928.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 198 VLY RD, 198, SCHENECTADY, NY 12309-2034 |
| Name | Verified Name |
|---|---|
| Address | 405 1ST ST, TROY, NY 12180-5303 |
| Document Number | 0000002086 |
|---|---|
| Date | Jan 25, 2018 |
| Instrument | R2018-02086 |
| Name | SEFCU MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Jun 22, 2017 |
| Property Address | 198 VLY RD, SCHENECTADY, NY 12309-2034 |
| Document Number | 0000014331 |
| Instrument Date | Jun 16, 2017 |
| Instrument | 14331 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 198 VLY RD SCHENECTADY NY 123092034, SCHENECTADY, NY 12309-2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Apr 18, 2017 |
| Property Address | 198 VLY RD, SCHENECTADY, NY 12309-2034 |
| Document Number | 0000009007 |
| Instrument Date | Aug 22, 2016 |
| Instrument | 9007 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 198 VALLEY ROAD EXT SCHENECTADY NY 12309, SCHENECTADY, NY 12309 |
Source: Albany County and Colonie Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | South Colonie Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,850.00 (+10.81%) Veteran's exemption | $107,700 (-) Land $26,900 Building $80,800 | $246,500 (+16.71%) Land $61,568 Building $184,932 |
| 2023 | $107,700 (-) Land $26,900 Building $80,800 | $211,200 (+9.33%) Land $52,751 Building $158,449 | |
| 2022 | $107,700 Land $26,900 Building $80,800 | $193,184 Land $48,251 Building $144,933 | |
| 2021 | $4,377.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 1 (1999) |
| Most Recent Claim | Sep 1999 · Hurricane Floyd Major Disaster Declarations |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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