198 Ute Canyon Rd, Durango, CO 81301 Property Records

La Plata County property record for 198 Ute Canyon Rd, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 4,797 sqft · built 2005
Lot Size	3.73 acres (162,566 sqft)
Owner	2 Individual Names on File
Last Sale	$1,293,000 (May 2025)
Tax Bill	$5,999 (2025)
Deeds & Mortgages	Feb 2026 Mortgage May 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5665-141-05-008`

Property Details

APN / Parcel Number

Primary APN	`5665-141-05-008`
Alternative APN	`R424471`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,797 sqft Living Area
Gross Area	5,444 sqft
1st Floor Area	3,434 sqft
Basement Area	1,363 sqft
Finished Basement	1,363 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Custom Design
Lot Area	162,566 sqft
Garage Type	Attached
Garage Area	647 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	52 sqft
Deck Area	Deck Area
Patio Area	406 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R424471
Street Address	198 UTE CANYON RD
City	DURANGO
State	CO
Zip	81301-6946
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: UTE PASS RANCH LOT: 8 PROJ 2001-159 198 UTE CANYON RD DURANGO 81301
Legal Subdivision	UTE PASS RANCH
Legal Block	1
Legal Lot Number	8
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	1
Census Block	1013
Census Tract	970703

Owner

198 Ute Canyon Rd is owned and occupied by two individuals who bought it in May 2025.

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	198 UTE CANYON RD, DURANGO, CO 81301-6946
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
May 1, 2025	Special Warranty Deed, Transfer · VA Mortgage KEYSTONE FUNDING INC
Mar 6, 2023	Deed of Trust, Mortgage · Commercial Mortgage BANK OF COLORADO
Dec 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROBERT A LIEB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2025 · Amount on File
Deed Sale	May 1, 2025 · Amount on File
Prior Sale	Oct 30, 2002 · Amount on File
Deed Document Number	20251242333
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	198 UTE CANYON RD, DURANGO, CO 81301-6946
Transaction Type	Mortgage
Record Updated	Apr 1, 2026
Title Company	T TITLE DURANGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 UTE CANYON RD, DURANGO, CO 81301-6946

Mortgage

Document Number	0001251170
Date	Feb 17, 2026
Instrument	1251170

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

May 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	May 1, 2025
Property Address	198 UTE CANYON RD, DURANGO, CO 81301-6946
Document Number	0001242333
Map Reference	DOC 836495
Instrument Date	May 1, 2025
Instrument	1242333
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$129.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	198 UTE CANYON RD, DURANGO, CO 81301-6946

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	198 UTE CANYON RD, DURANGO, CO 81301-6946

Mortgage

Document Number	0001242334
Date	May 1, 2025
Instrument	1242334

Lender

Name	KEYSTONE FUNDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	198 UTE CANYON RD, DURANGO, CO 81301-6946
Transaction Type	Mortgage
Record Updated	Mar 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 UTE CANYON RD, DURANGO, CO 81301-6946

Mortgage

Document Number	0001219886
Date	Mar 6, 2023
Instrument	1219886

Lender

Name	BANK OF COLORADO
Type	Bank
Address	DURANGO, CO 81301

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 3, 2053

Interest

Rate Type	Adjustable Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	198 UTE CANYON RD, DURANGO, CO 81301-6946
Document Number	0001183517
Instrument Date	Dec 16, 2020
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 UTE CANYON RD DURANGO CO 813016946, DURANGO, CO 81301-6946

Mortgage

Document Number	0001183517
Date	Dec 17, 2020
Instrument	1183517

Lender

Name	ROBERT A LIEB
Address	DURANGO, CO 81301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	24 Months
Due	Dec 16, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 198 Ute Canyon Rd was $5,999, up 40.7% from the year before.

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,720 (+3.88%) Land $19,940 Building $80,780	$1,551,270 (-) Land $307,130 Building $1,244,140
2025	$5,999.00 (+40.72%)	$96,960 Land $19,200 Building $77,760	$1,551,270 Land $307,130 Building $1,244,140
2024	$4,263.00 (+20.39%)
2023	$3,541.00 (+51.71%)	$77,250 (+45.12%) Land $18,130 Building $59,120	$1,153,000 (+50.55%) Land $270,590 Building $882,410
2022	$2,334.00	$53,230 Land $13,450 Building $39,780	$765,860 Land $193,500 Building $572,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 198 Ute Canyon Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 198 Ute Canyon Rd is high, ranking above 89% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 93% of Colorado
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURANGO serves 33,787 people · EPA ID CO0134150
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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