198 Trailing Bluff Way, Garner, NC 27529 Property Records

Wake County property record for 198 Trailing Bluff Way, Garner, NC 27529

Property Summary

Property Type	Planned Unit Development
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$501,000 (Jul 2023)
Tax Bill	$250 (2023)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1629.01-47-3877 0494606`

Property Details

APN / Parcel Number

Primary APN	`1629.01-47-3877 0494606`
Alternative APN	`0494606`

Exterior

Lot Area	6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	0494606
Street Address	198 TRAILING BLUFF WAY
City	GARNER
State	NC
Zip	27529-6296
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	R4
Legal Description	LO51 RIDGEMOOR PH2 BM2022-00537
Legal Phase	2
Legal Lot Number	51
Jurisdiction	WAKE NC
Township / Civil Division	ST. MARYS
Census Block Group	1
Census Block	1002
Census Tract	52814

Owner

Source: Wake County records, as of April 18, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	198 TRAILING BLUFF WAY, GARNER, NC 27529-6296
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2023 · Amount on Record
Deed Sale	Jul 13, 2023 · Amount on Record
Deed Document Number	0019383603
Deed Book / Page	19383 / 603
Record Updated	Jun 7, 2026

July 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Jul 13, 2023
Property Address	198 TRAILING BLUFF WAY, GARNER, NC 27529-6296
Document Number	019383/603
Book / Page	19383 / 603
Map Reference	MB 2022 PG 1582-1592
Instrument Date	Jul 13, 2023
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	LENNAR TITLE INC, LENNAR TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,002.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1100 PERIMETER PARK DR # DR112, DR112, MORRISVILLE, NC 27560-0180

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 TRAILING BLUFF WAY, GARNER, NC 27529-6296

Mortgage

Document Number	0019383609
Date	Jul 13, 2023
Instrument	19383/609

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Aug 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.7%
Index	Other
Margin	3
Max Rate	10.7%

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Garner Town
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$250.00	$75,000 (-) Land $75,000	$75,000 (-) Land $75,000
2022		$75,000 Land $75,000	$75,000 Land $75,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Google Fiber, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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