Madison County property record for 198 Thomas Dr, Madison, AL 35758
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,798 sqft · built 1973 |
| Lot Size | 0.525 acres (22,869 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $257,000 (Mar 2017) |
| Tax Bill | $1,556 (2026) |
| Deeds & Mortgages | Jan 2021 Mortgage Apr 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-08-33-1-003-045.000 |
| Primary APN | 15-08-33-1-003-045.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,798 sqft Living Area |
| 1st Floor Area | 1,798 sqft |
| Flooring | Carpet |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 22,869 sqft (0.525 acres) |
| Lot Dimensions | 220 ft deep x 104 ft wide |
| Garage Area | 780 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 446132 |
|---|---|
| Street Address | 198 THOMAS DR |
| City | MADISON |
| State | AL |
| Zip | 35758-8622 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12 CHAMPLON S/D PB 6 PG 11 |
| Legal Range | 02W |
| Legal Township | 03S |
| Legal Section | 33 |
| Legal Subdivision | CHAMPLON S/D |
| Legal Lot Number | 12 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | MADISON |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 11012 |
198 Thomas Dr is owned and occupied by two individuals who bought it in March 2017.
Source: Madison County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 198 THOMAS DR, MADISON, AL 35758-8622 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage REDSTONE FCU |
| Apr 24, 2018 | Deed of Trust, Mortgage · Conventional Mortgage REDSTONE FCU |
| Nov 7, 2017 | Deed of Trust, Mortgage · Line of Credit REDSTONE FCU |
| Mar 30, 2017 | Warranty Deed, Transfer · Conventional Mortgage REDSTONE FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2017 · Amount on File |
| Deed Sale | Mar 30, 2017 · Amount on File |
| Prior Sale | Jun 24, 2014 · Amount on File |
| Deed Document Number | 2017173430 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 198 THOMAS DR, MADISON, AL 35758-8622 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2021 |
| Title Company | RTS |
| Name | Verified Name |
|---|
| Document Number | 202100003488 |
|---|---|
| Date | Jan 11, 2021 |
| Instrument | 2021-00003488 |
| Name | REDSTONE FCU |
|---|---|
| Type | Credit Union |
| Address | HUNTSVILLE, AL 35893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 198 THOMAS DR, MADISON, AL 35758-8622 |
| Document Number | 0000025861 |
| Instrument Date | Apr 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 198 THOMAS DR MADISON AL 357588622, MADISON, AL 35758-8622 |
| Document Number | 0000025861 |
|---|---|
| Date | Apr 30, 2018 |
| Instrument | 25861 |
| Name | REDSTONE FCU |
|---|---|
| Type | Credit Union |
| Address | HUNTSVILLE, AL 35893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 29, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 198 THOMAS DR, MADISON, AL 35758-8622 |
| Document Number | 0000609037 |
| Instrument Date | Nov 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 0000609037 |
|---|---|
| Date | Nov 13, 2017 |
| Instrument | 609037 |
| Name | REDSTONE FCU |
|---|---|
| Type | Credit Union |
| Address | HUNTSVILLE, AL 35893 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 12, 2032 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Mar 30, 2017 |
| Property Address | 198 THOMAS DR, MADISON, AL 35758-8622 |
| Document Number | 0000173430 |
| Map Reference | DOC20111228000710830 |
| Instrument Date | Mar 29, 2017 |
| Instrument | 20170330000173430 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $257.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 198 THOMAS DR, 198, MADISON, AL 35758-8622 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 406 DAN CRUTCHER RD, TONEY, AL 35773-8711 |
| Document Number | 0000173450 |
|---|---|
| Date | Mar 30, 2017 |
| Instrument | 20170330000173450 |
| Name | REDSTONE FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2032 |
The 2026 property tax bill for 198 Thomas Dr was $1,556 with a homeowner's exemption, up 2.1% from the year before.
Source: Madison County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,556.00 (+2.1%) | ||
| 2025 | $1,524.00 Homeowner's exemption | $22,480 Land $2,960 Building $19,520 | $224,800 Land $29,600 Building $195,200 |
| 2023 | $1,439.00 (+13.13%) Homeowner's exemption | $21,260 (+12.73%) Land $2,960 Building $18,300 | $212,400 (+12.68%) Land $29,600 Building $182,800 |
| 2022 | $1,272.00 Homeowner's exemption | $18,860 Land $2,960 Building $15,900 | $188,500 Land $29,600 Building $158,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 198 Thomas Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 198 Thomas Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.4% of Alabama |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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