198 Sweetwater Dr, Murphys, CA 95247 Property Records

Calaveras County property record for 198 Sweetwater Dr, Murphys, CA 95247

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,892 sqft · built 1989
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on File
Last Sale	$640,000 (Jul 2026)
Tax Bill	$7,457 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`068-047-029-000`

Property Details

APN / Parcel Number

Primary APN	`068-047-029-000`
Alternative APN	`068-047-029`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,892 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1990
Architectural Style	Modern
Lot Area	16,988 sqft (0.39 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Old Parcel Number	068-047-029
Street Address	198 SWEETWATER DR
City	MURPHYS
State	CA
Zip	95247-9425
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R110000
Legal Description	WYLDEWOOD SUB UNIT 2 LOT 87
Legal Subdivision	WYLDEWOOD SUB
Legal Lot Number	87
Legal Unit	2
Jurisdiction	CALAVERAS CA
Township / Civil Division	ANGELS CITY
Census Block Group	1
Census Block	1025
Census Tract	122

Owner

198 Sweetwater Dr is owned and occupied by two individuals who bought it in July 2026.

Source: Calaveras County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	198 SWEETWATER DR, MURPHYS, CA 95247-9425
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Grant Deed, Transfer · Conventional Mortgage HOME MORTGAGE CORPORATION
Mar 11, 2022	Grant Deed, Transfer PLACER TITLE COMPANY
Feb 14, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2026 · Amount on File
Deed Sale	Jul 31, 2026 · Amount on File
Prior Sale	Mar 11, 2022 · Amount on File
Deed Document Number	20266639
Prior Transfer Date	Feb 10, 2022
Prior Transfer Doc	0000002421
Record Updated	Sep 20, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALAVERAS CA
Recording Date	Jul 31, 2026
Property Address	198 SWEETWATER DR, MURPHYS, CA 95247-9425
Document Number	0000006639
Instrument Date	Jul 24, 2026
Instrument	20266639
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$71,104.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 SWEETWATER DR, MURPHYS, CA 95247-9425

Mortgage

Document Number	0000006640,
Date	Jul 31, 2026
Instrument	20266640

Lender

Name	HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALAVERAS CA
Recording Date	Mar 11, 2022
Property Address	198 SWEETWATER DR, MURPHYS, CA 95247-9425
Document Number	0000003605
Map Reference	MB 5 PG 3
Instrument Date	Mar 2, 2022
Instrument	2022-003605
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1011 PERSIFER ST, FOLSOM, CA 95630-3024

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALAVERAS CA
Recording Date	Feb 14, 2022
Property Address	198 SWEETWATER DR, MURPHYS, CA 95247-9425
Document Number	0000002421
Instrument Date	Feb 10, 2022
Instrument	2022-002421
Transaction Type	Transfer
Record Updated	Mar 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6 DEL REY CT, SAN CARLOS, CA 94070-1907

Tax Assessment & Valuation

The 2025 property tax bill for 198 Sweetwater Dr was $7,457.

Source: Calaveras County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	California
County	Calaveras County
Secondary School District	Bret Harte Union High School District (09 - 12)
Elementary School District	Vallecito Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$685,177 (+2%) Land $119,066 Building $566,111
2025	$7,457.00	$671,743 Land $116,732 Building $555,011
2023	$5,451.00 (+4.43%)	$479,394 Land $103,962 Building $375,432
2022	$5,220.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 198 Sweetwater Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1998–2019)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 198 Sweetwater Dr is very high, ranking above 93% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 93% of the US · above 78% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION PUBLIC UTILITY DISTRICT serves 4,774 people · EPA ID CA0510001
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Cal.net Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sweetwater Dr

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