198 Susannah St, Troutman, NC 28166 Property Records

Iredell County property record for 198 Susannah St, Troutman, NC 28166

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,852 sqft · built 2023
Lot Size	0.305 acres (13,286 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Nov 2023)
Tax Bill	$3,891 (2025)
Deeds & Mortgages	Dec 2023 Transfer Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4731-25-0567.000`

Property Details

APN / Parcel Number

Primary APN	`4731-25-0567.000`
Alternative APNs	`80062829` `80107778`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,852 sqft Heated Area
Gross Area	2,400 sqft
1st Floor Area	1,852 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Fiber Cement Siding
Foundation Type	Footing
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	13,286 sqft (0.305 acres)
Lot Width	108 ft Width
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80107778
Street Address	198 SUSANNAH ST
City	TROUTMAN
State	NC
Zip	28166-9683
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CZRM
Legal Description	L361 COLONIAL CROSSING P3 PB78-24
Legal Subdivision	COLONIAL CROSSING PHASE 3
Legal Lot Number	361
Jurisdiction	IREDELL NC
Township / Civil Division	FALLSTOWN
Census Block Group	1
Census Block	1009
Census Tract	61202

Owner

Source: Iredell County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	198 SUSANNAH ST, TROUTMAN, NC 28166-9683
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2023	Intrafamily Transfer, Transfer
Nov 28, 2023	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2023 · Amount on Record
Deed Sale	Nov 28, 2023 · Amount on Record
Deed Book / Page	3029 / 1757
Last Transfer Date	Nov 30, 2023
Transfer Doc	0003031159
Record Updated	Oct 29, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	IREDELL NC
Recording Date	Dec 4, 2023
Property Address	198 SUSANNAH ST, TROUTMAN, NC 28166-9683
Document Number	0003031159
Book / Page	3031 / 159
Map Reference	MB 78 PG 24-26
Instrument Date	Nov 30, 2023
Transaction Type	Transfer
Record Updated	Dec 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	198 SUSANNAH ST, TROUTMAN, NC 28166-9683

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 SUSANNAB STREET, TROUTMAN, NC 28166-9683
Investor	Possibly a Property Investor

November 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Nov 28, 2023
Property Address	198 SUSANNAH ST, TROUTMAN, NC 28166-9683
Document Number	0030291757
Book / Page	3029 / 1757
Map Reference	MB 78 PG 24-26
Instrument Date	Nov 27, 2023
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 8, 2023
Title Company	EMPOWER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$730.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1450 LAKE ROBBINS DR # DR430, DR430, SHENANDOAH, TX 77380-3258

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 SUSANNAH ST, TROUTMAN, NC 28166-9683
Investor	Possibly a Property Investor

Mortgage

Document Number	0030291759
Date	Nov 28, 2023
Instrument	3029/1759

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Municipality	Troutman Town
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$348,340 (-) Land $40,000 Building $308,340	$348,340 (-) Land $40,000 Building $308,340
2025	$3,891.00	$348,340 (-) Land $40,000 Building $308,340	$348,340 (-) Land $40,000 Building $308,340
2024	$3,891.00	$348,340 Land $40,000 Building $308,340	$348,340 Land $40,000 Building $308,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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