198 Spring St, Duncan, SC 29334 Property Records

Spartanburg County property record for 198 Spring St, Duncan, SC 29334 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,718 sqft · built 2003
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (May 2026)
Tax Bill	$6,284 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Dec 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5-19-00-294.00`

Property Details

APN / Parcel Number

Primary APN	`5-19-00-294.00`
Alternative APNs	`6153-50-5527.18` `88993`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,718 sqft Living Area
Gross Area	3,032 sqft
Upper Floors Area	782 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	75 ft deep x 115 ft wide
Terrain	Gentle Slope
Garage Type	Attached
Garage Area	154 sqft
Porch	Porch
Porch Area	132 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	88993
Street Address	198 SPRING ST
City	DUNCAN
State	SC
Zip	29334-9491
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 188 DUNCAN STATON SUBDIVISION PHASE 1 PB 148-67 DB 83N-704 DB 84E-512
Legal Subdivision	DUNCAN STATON SUB
Legal Phase	1
Legal Lot Number	188
Jurisdiction	SPARTANBURG SC
Township / Civil Division	WELLFORD
Census Block Group	2
Census Block	2013
Census Tract	23101

Owner

Source: Spartanburg County records · APN 5-19-00-294.00

Assessment roll updated October 1, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	198 SPRING ST, DUNCAN, SC 29334-9491
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 03, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 19, 2026	Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE
Sep 22, 2023	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 13, 2020	Deed, Transfer · FHA Mortgage SOUTHWEST FUNDING LP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 19, 2026 · Amount on Record
Deed Sale	May 19, 2026 · Amount on Record
Prior Sale	Sep 22, 2023 · Amount on Record
Deed Document Number	202622787
Deed Book / Page	157 / W.794
Prior Transfer Date	Jul 21, 2005
Prior Transfer Doc	0000037816
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	198 SPRING ST, DUNCAN, SC 29334-9491
Transaction Type	Mortgage
Record Updated	May 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 SPRING ST, DUNCAN, SC 29334-9491

Mortgage

Document Number	0000028322
Date	Jul 25, 2023
Book Page	6612/750
Instrument	2023-28322

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	322 Months
Due	May 01, 2050

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	198 SPRING ST, DUNCAN, SC 29334-9491
Transaction Type	Mortgage
Record Updated	May 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 SPRING ST, DUNCAN, SC 29334-9491

Mortgage

Document Number	0000048215
Date	Dec 03, 2024
Book Page	6875/442
Instrument	2024-48215

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2054

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SPARTANBURG SC
Recording Date	May 19, 2026
Property Address	198 SPRING ST, DUNCAN, SC 29334-9491
Document Number	0000022787
Book / Page	157 / W.794
Instrument Date	May 16, 2026
Instrument	202622787
Transaction Type	Transfer
Record Updated	Jun 02, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$72,215.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	198 SPRING ST, DUNCAN, SC 29334-9491

Mortgage

Document Number	0000023044,
Date	May 19, 2026
Book Page	7232/100
Instrument	202623044

Lender

Name	ATLANTIC COAST MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Sep 22, 2023
Property Address	198 SPRING ST, DUNCAN, SC 29334-9491
Document Number	0000037365
Book / Page	143-N / 968
Map Reference	MB 148 PG 67
Instrument Date	Sep 14, 2023
Instrument	2023-37365
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 SPRING ST, DUNCAN, SC 29334-9491

Mortgage

Document Number	0000037366
Date	Sep 22, 2023
Instrument	2023-37366

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2053

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Apr 13, 2020
Property Address	198 SPRING ST, DUNCAN, SC 29334-9491
Document Number	0000015346
Book / Page	127-P / 384
Map Reference	MB 148 PG 67
Instrument Date	Apr 02, 2020
Instrument	2020-15346
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$485.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 SPRING ST, DUNCAN, SC 29334-9491

Mortgage

Document Number	0000015347
Date	Apr 13, 2020
Book Page	5791/1
Instrument	2020-15347

Lender

Name	SOUTHWEST FUNDING LP
Type	Mortgage Company
Address	DALLAS, TX 75240

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

Tax Assessment & Valuation

Source: Spartanburg County records · Assessment roll updated October 1, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Municipality	Duncan Town
Unified School District	Spartanburg School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,284.00 (+0.77%)	$15,000 (+82.17%) Land $2,370 Building $12,630	$250,000 (+9.27%) Land $39,500 Building $210,500
2024	$6,236.00 (+239.1%)
2023	$1,839.00 (+11.39%)	$8,234 (+15%) Land $1,422 Building $6,812	$228,800 (+27.82%) Land $39,500 Building $189,300
2022	$1,651.00	$7,160 Land $1,000 Building $6,160	$179,000 Land $25,000 Building $154,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Spartanburg County (45083C), updated October 2, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 168 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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