198 Spring Hill Rd, Skillman, NJ 08558 Property Records

Somerset County and Montgomery Township property record for 198 Spring Hill Rd, Skillman, NJ 08558

Property Summary

Property Type	Single Family Home
Details	3,076 sqft · built 1987
Lot Size	3.23 acres (140,699 sqft)
Owner	2 Individual Names on Record
Tax Bill	$16,415 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Dec 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-24001-0000-00014-05`

Property Details

APN / Parcel Number

Primary APN	`13-24001-0000-00014-05`
Alternative APNs	`13240010000000140005` `00002111`

Interior

Stories	1 Story
Building Area	3,076 sqft Living Area
1st Floor Area	3,076 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Frame
Lot Area	140,699 sqft

Location & Zoning

Account Number	00002111
Street Address	198 SPRING HILL RD
City	SKILLMAN
State	NJ
Zip	08558-1418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Subdivision	SKILLMAN
Legal Block	24001
Legal Lot Number	14.5
Jurisdiction	SOMERSET NJ
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1029
Census Tract	54202

Owner

Source: Somerset County and Montgomery Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	198 SPRING HILL RD, SKILLMAN, NJ 08558-1418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Dec 14, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/PA
May 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage STIFEL BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 1989
Deed Sale	Jan 18, 1989
Deed Book / Page	1719 / 689
Prior Transfer Date	Jan 11, 1989
Prior Transfer Doc	1719000689
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	198 SPRING HILL RD, SKILLMAN, NJ 08558-1418
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 SPRING HILL RD, SKILLMAN, NJ 08558-1418

Mortgage

Document Number	0000024871
Date	Sep 11, 2025
Book Page	7637/3405
Instrument	2025024871

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 9, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	198 SPRING HILL RD, SKILLMAN, NJ 08558-1418
Document Number	0000000750
Instrument Date	Dec 14, 2019
Transaction Type	Mortgage
Record Updated	Jan 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 SPRING HILL RD SKILLMAN NJ 085581418, SKILLMAN, NJ 08558-1418

Mortgage

Document Number	0000000750
Date	Jan 7, 2020
Book Page	007180/000236
Instrument	750

Lender

Name	CITIZENS BK/PA
Type	Bank
Address	PHILADELPHIA, PA 19103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 6, 2045

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	198 SPRING HILL RD, SKILLMAN, NJ 08558-1418
Document Number	0000022065
Book / Page	006964 / 002269
Instrument Date	May 31, 2017
Transaction Type	Mortgage
Record Updated	Jun 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	198 SPRING HILL RD SKILLMAN NJ 085581418, SKILLMAN, NJ 08558-1418

Mortgage

Document Number	0000022065
Date	Jun 6, 2017
Book Page	006964/002269
Instrument	22065

Lender

Name	STIFEL BK&TR
Type	Bank
Address	ST LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 5, 2027

Tax Assessment & Valuation

Source: Somerset County and Montgomery Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Montgomery Township
Unified School District	Montgomery Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$470,200 (-) Land $193,100 Building $277,100	$470,200 (-) Land $193,100 Building $277,100
2025	$16,415.00 (+1.84%)	$470,200 (-) Land $193,100 Building $277,100	$470,200 (-) Land $193,100 Building $277,100
2024	$16,118.00 (+6.36%)
2023		$470,200 Land $193,100 Building $277,100	$470,200 Land $193,100 Building $277,100
2022	$15,154.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	20 (1999–2023)
Claims Outside the SFHA	15 of 20
Most Recent Claim	Apr 2023 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 5 claims Hurricane Irene, Aug 2011 · 5 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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