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198 Spring Dr, Blowing Rock, NC 28605 Property Records

Watauga County property record for 198 Spring Dr, Blowing Rock, NC 28605

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,592 sqft · built 2017
Lot Size0.51 acres (22,216 sqft)
Owner2 Individual Names on Record
Last Sale$52,500 (Apr 2015)
Tax Bill$1,608 (2025)
Deeds & MortgagesAug 2026 Sale
Aug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN2817-57-1970-000

Property Details

APN / Parcel Number

Primary APN2817-57-1970-000
Alternative APN
  • 1737536

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,592 sqft Living Area
1st Floor Area824 sqft
Basement Area750 sqft
Finished Basement750 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Lot Area22,216 sqft (0.51 acres)
Patio Area126 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelGas

Location & Zoning

Account Number1737536
Street Address198 SPRING DR
CityBLOWING ROCK
StateNC
Zip28605-8975
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 SPRING POND ACRES
Legal SubdivisionSPRING POND ACRES
Legal Lot Number2
JurisdictionWATAUGA NC
Township / Civil DivisionBLOWING ROCK
Census Block Group1
Census Block1040
Census Tract920800

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1438 GOFORTH RD, BLOWING ROCK, NC 28605-9362
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Aug 22, 2017Deed of Trust, Mortgage · ARM
FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 16, 2015 · Amount on Record
Deed SaleApr 16, 2015 · Amount on Record
Prior SaleJul 21, 2009 · Amount on Record
Deed Document Number2015635745
Deed Book / Page1799 / 693
Last Transfer DateAug 18, 2026
Transfer Doc0000762506
Record UpdatedOct 29, 2026

August 2026: Deed, Transfer

Document TypeDeed
JurisdictionWATAUGA NC
Recording DateAug 21, 2026
Property Address198 SPRING DR, BLOWING ROCK, NC 28605-8975
Document Number0000762506
Book / Page2498 / 772
Instrument DateAug 18, 2026
Instrument2026762506
Transaction TypeTransfer
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address1438 GOFORTH RD, BLOWING ROCK, NC 28605-9362

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address198 SPRING DR, BLOWING ROCK, NC 28605-8975
Transaction TypeMortgage
Record UpdatedAug 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0019340303
DateAug 22, 2017
Book Page1934/0303
Instrument661302
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressCOLUMBIA, SC 29211
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueSep 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3.75%
AdjustableAdjustable Rate Rider
Type Change DateSep 1, 2024
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.75%
Index1-Year LIBOR
Max Rate8.75%

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$405,800 (-) Land $57,900 Building $347,900
2025$1,608.00$405,800 (-) Land $57,900 Building $347,900
2024$405,800 Land $57,900 Building $347,900
2023$405,800 Land $57,900 Building $347,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 34 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies34 in force
Nearby Flood Claims14 (1994–2026)
Claims Outside the SFHA4 of 14
Most Recent ClaimAug 2026 · river or lake flooding
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · above 62% of North Carolina
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
T-Mobile
Fixed Wireless		100 / 20

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