198 Smoketree Dr, El Centro, CA 92243 Property Records

Imperial County property record for 198 Smoketree Dr, El Centro, CA 92243

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,530 sqft · built 1989
Lot Size0.135 acres (5,873 sqft)
Owner2 Individual Names on Record
Tax Bill$3,574 (2025)
Deeds & MortgagesDec 2021 Mortgage
Dec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN054-467-011-000

Property Details

APN / Parcel Number

Primary APN054-467-011-000
Alternative APNs
  • 0544671101
  • 05446711

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,530 sqft Living Area

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Construction TypeWood
Lot Area5,873 sqft (0.135 acres)
Garage TypeAttached
Garage Area660 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address198 SMOKETREE DR
CityEL CENTRO
StateCA
Zip92243-4597
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 11 ROSS PARK UNIT NO 6 CITY OF EL CENTRO
Legal SubdivisionROSE PARK
Legal Block1
Legal Lot Number11
JurisdictionIMPERIAL CA
Township / Civil DivisionEL CENTRO
Census Block Group1
Census Block1003
Census Tract11700

Owner

Source: Imperial County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address198 SMOKETREE DR, EL CENTRO, CA 92243-4597
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2021Deed of Trust, Mortgage · Commercial Mortgage
POINT MORTGAGE CORP
Dec 10, 2021Grant Deed, Transfer · Conventional Mortgage
POINT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIMPERIAL CA
Property Address198 SMOKETREE DR, EL CENTRO, CA 92243-4597
Transaction TypeMortgage
Record UpdatedAug 10, 2023
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address198 SMOKETREE DR, EL CENTRO, CA 92243-4597

Mortgage

Document Number0000031654
DateDec 10, 2021
Instrument2021031654
Lender
NamePOINT MORTGAGE CORP
TypeMortgage Company
AddressEL CENTRO, CA 92243
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

December 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionIMPERIAL CA
Recording DateDec 10, 2021
Property Address198 SMOKETREE DR, EL CENTRO, CA 92243-4597
Document Number0000031651
Map ReferenceMB 14 PG 88
Instrument DateNov 17, 2021
Instrument2021031651
Transaction TypeTransfer
Record UpdatedJan 31, 2022
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address198 SMOKETREE DR, EL CENTRO, CA 92243-4597

Mortgage

Document Number0000031652
DateDec 10, 2021
Instrument2021031652
Lender
NamePOINT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

Mortgage

Document Number0000031653
DateDec 10, 2021
Instrument2021031653
Lender
NamePOINT MORTGAGE CORP
TypeMortgage Company
AddressCHULA VISTA, CA 91914
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Imperial County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyImperial County
MunicipalityEl Centro City
Secondary School DistrictCentral Union High School District (09 - 12)
Elementary School DistrictEl Centro Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$313,903 (+6.12%) Land $64,945 Building $248,958
2025$3,574.00 (+2.79%)
2023$3,477.00 (+7.05%)$295,800 Land $61,200 Building $234,600
2022$3,248.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF EL CENTRO
serves 44,124 people · EPA ID CA1310004
Water SourcePurchased surface water from IMPERIAL IRRIGATION DISTRICT
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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