Groton Town property record for 198 Smith St, Groton, CT 06340
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,404 sqft · built 1930 |
| Lot Size | 0.145 acres (6,316 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $97,500 (Jun 1992) |
| Tax Bill | $5,351 (2025) |
| Deeds & Mortgages | Jan 2023 Refinance Sep 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | GROT M:168806495327 |
| Primary APN | GROT M:168806495327 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,404 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,316 sqft (0.145 acres) |
| Deck Area | Deck Area |
| Loading Dock | Loading Dock |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 168806495327 |
|---|---|
| Street Address | 198 SMITH ST |
| City | GROTON |
| State | CT |
| Zip | 06340-4052 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R52 |
| Jurisdiction | GROTON CT |
| Township / Civil Division | GROTON |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 702400 |
198 Smith St is owned and occupied by two individuals who bought it in June 1992.
Source: Groton Town records, as of June 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 198 SMITH ST, GROTON, CT 06340-4052 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 3, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance COREPLUS FCU |
| Sep 29, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance COREPLUS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 1992 · Amount on File |
| Deed Sale | Jun 17, 1992 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GROTON CT |
| Property Address | 198 SMITH ST, GROTON, CT 06340-4052 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001287-120 |
|---|---|
| Date | Jan 3, 2023 |
| Book Page | 1287/120 |
| Instrument | 5171140006 |
| Name | COREPLUS FCU |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GROTON CT |
| Property Address | 198 SMITH ST, GROTON, CT 06340-4052 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1263-1184 |
|---|---|
| Date | Sep 29, 2021 |
| Book Page | 1263/1184 |
| Instrument | 5095050006 |
| Name | COREPLUS FCU |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 85 Months |
| Due | Oct 1, 2028 |
The 2025 property tax bill for 198 Smith St was $5,351.
Source: Groton Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Groton Town |
| Municipality | Groton City |
| Unified School District | Groton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,351.00 | $185,080 Land $94,430 Building $90,650 | $129,556 Land $66,101 Building $63,455 |
| 2024 | $5,351.00 (+12.06%) | ||
| 2023 | $4,775.00 (+3.4%) | $185,080 (-) Land $55,580 Building $129,500 | |
| 2022 | $4,618.00 | $185,080 Land $55,580 Building $129,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 198 Smith St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 198 Smith St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GROTON UTILITIES serves 30,200 people · EPA ID CT0590011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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