Garrett County property record for 198 Smith Dr, Oakland, MD 21550
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,144 sqft · built 1983 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $1,708 (2026) |
| Deeds & Mortgages | May 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-010349 |
| Primary APN | 10-010349 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,144 sqft Total Area |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Type | Attached |
| Garage Area | 870 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 240 sqft |
| Deck Area | 160 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 010349 |
|---|---|
| Street Address | 198 SMITH DR |
| City | OAKLAND |
| State | MD |
| Zip | 21550-4316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3.00 AC S/S BROADFORD RD DEER PARK |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 10, DEER PARK |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 700 |
198 Smith Dr is owned by a company that acquired it in April 2026 and is owner-occupied.
Source: Garrett County records, as of July 27, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 198 SMITH DR, OAKLAND, MD 21550-4316 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 25, 2001 |
| Deed Sale | Oct 25, 2001 |
| Deed Document Number | 20011814 |
| Deed Book / Page | 862 / 78 |
| Last Transfer Date | Apr 15, 2026 |
| Transfer Doc | 2684000300 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | May 12, 2026 |
| Property Address | 198 SMITH DR, OAKLAND, MD 21550-4316 |
| Document Number | 2684000300 |
| Book / Page | 2684 / 300 |
| Instrument Date | Apr 15, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant |
| Address | 198 SMITH DR, OAKLAND, MD 21550-4316 |
The 2026 property tax bill for 198 Smith Dr was $1,708 with a homeowner's exemption, up 1.1% from the year before.
Source: Garrett County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,708.00 (+1.12%) Homeowner's exemption | $188,200 (+10.12%) Land $40,000 Building $148,200 | $188,200 (-) Land $40,000 Building $148,200 |
| 2025 | $1,689.00 Homeowner's exemption | $170,900 | $188,200 Land $40,000 Building $148,200 |
| 2023 | $1,621.00 Homeowner's exemption | $136,300 Land $30,000 Building $106,300 | $136,300 Land $30,000 Building $106,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 198 Smith Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 198 Smith Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Cable | 1,000 / 50 |
| Pogozone powered by Neubeam Fixed Wireless | 300 / 40 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon, Xfinity.
5G (outdoors only) and 4G LTE
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