198 Silver Maple Rd, Commercial Point, OH 43116 Property Records

Pickaway County property record for 198 Silver Maple Rd, Commercial Point, OH 43116

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,170 sqft · built 2015
Lot Size	0.173 acres (7,560 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (May 2019)
Tax Bill	$7,345 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`L28-0-005-01-221-00`

Property Details

APN / Parcel Number

Primary APN	`L28-0-005-01-221-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,170 sqft Living Area
1st Floor Area	1,420 sqft
Family Room	Family Room

Exterior

Year Built	Built 2015
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	7,560 sqft (0.173 acres)
Lot Dimensions	120 ft deep x 63 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	198 SILVER MAPLE RD
City	COMMERCIAL POINT
State	OH
Zip	43116-9757
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 221 CHESTNUT ESTATES SECTION 4 VMS 6453
Legal Subdivision	CHESTNUT ESTATES
Legal Lot Number	221
Jurisdiction	PICKAWAY OH
Township / Civil Division	SCIOTO
Census Block Group	2
Census Block	2003
Census Tract	21403

Owner

Source: Pickaway County records · APN L28-0-005-01-221-00

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 5177, NEWARK, OH 43058-5177
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 08, 2025	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Mar 27, 2020	Deed of Trust, Mortgage EQUITY RSRCS
May 14, 2019	Warranty Deed, Transfer · Conventional with PMI EQUITY RSRCS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 14, 2019 · Amount on Record
Deed Sale	May 14, 2019 · Amount on Record
Prior Sale	Dec 29, 2015 · Amount on Record
Deed Document Number	0000002642
Deed Book / Page	000763 / 004677
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKAWAY OH
Property Address	198 SILVER MAPLE RD, COMMERCIAL POINT, OH 43116-9757
Transaction Type	Mortgage
Record Updated	Jul 01, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 SILVER MAPLE RD, COMMERCIAL POINT, OH 43116-9757

Mortgage

Document Number	0000004205
Date	Jul 08, 2025
Book Page	819/2699
Instrument	202500004205

Lender

Name	PNC BANK NA
Type	Bank
Address	222 DELAWARE AVE, WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Term	480 Months
Due	Jul 05, 2065

Interest

Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKAWAY OH
Property Address	198 SILVER MAPLE RD, COMMERCIAL POINT, OH 43116-9757
Document Number	0000010174
Instrument Date	Mar 27, 2020
Transaction Type	Mortgage
Record Updated	Apr 24, 2020
Title Company	APEX TITLE COMPANY, APEX TITLE AGENCY LTD

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	198 SILVER MAPLE RD COMMERCIAL POINT OH 431169757, COMMERCIAL POINT, OH 43116-9757

Mortgage

Document Number	0000010174
Date	Apr 02, 2020
Book Page	000771/001350
Instrument	10174

Lender

Name	EQUITY RSRCS
Type	Funding / Finance Company
Address	NEWARK, OH 43055

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PICKAWAY OH
Recording Date	May 14, 2019
Property Address	198 SILVER MAPLE RD, COMMERCIAL POINT, OH 43116-9757
Document Number	0000002642
Book / Page	000763 / 004677
Instrument Date	Apr 29, 2019
Instrument	2642
Transaction Type	Transfer
Record Updated	May 23, 2019
Title Company	PM TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$960.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	198 SILVER MAPLE RD COMMERCIAL POINT OH 431169757, COMMERCIAL POINT, OH 43116-9757

Mortgage

Document Number	2643
Date	May 14, 2019
Book Page	000763/004679
Instrument	2643

Lender

Name	EQUITY RSRCS
Type	Funding / Finance Company
Address	NEWARK, OH 43055

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2049

Tax Assessment & Valuation

Source: Pickaway County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Pickaway County
County Subdivision	Scioto Township
Municipality	Commercial Point Village
Unified School District	Teays Valley Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,345.00 Homeowner's exemption Senior Citizen's exemption	$142,330 (-) Land $12,570 Building $129,760	$406,640 (-) Land $35,910 Building $370,730
2024	Homeowner's exemption Senior Citizen's exemption	$142,330 (-) Land $12,570 Building $129,760	$406,640 (-) Land $35,910 Building $370,730
2023	$5,353.00 Homeowner's exemption Senior Citizen's exemption	$142,330 (+29.53%) Land $12,570 Building $129,760	$406,640 (+29.53%) Land $35,910 Building $370,730
2022	Homeowner's exemption Senior Citizen's exemption	$109,880 Land $10,480 Building $99,400	$313,940 Land $29,930 Building $284,010

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 22, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Point Broadband Fiber Holding Fiber	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 147 locations within half a mile of this property.

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