198 Short Oak Run, Murphy, NC 28906 Property Records

Cherokee County property record for 198 Short Oak Run, Murphy, NC 28906

Property Summary

Property TypeSingle Family Home
Lot Size2.38 acres (103,673 sqft)
OwnerIndividual Name on Record
Tax Bill$337 (2025)
Deeds & MortgagesJan 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN550102592742000

Property Details

APN / Parcel Number

Primary APN550102592742000
Alternative APN
  • 42317

Exterior

Lot Area103,673 sqft (2.38 acres)
Lot Dimensions358 ft deep x 30 ft wide

Location & Zoning

Account Number42317
Street Address198 SHORT OAK RUN
CityMURPHY
StateNC
Zip28906
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 80 RIVERWALK ON THE HIWASSEE P/O 1471/50
Legal Lot Number80
JurisdictionCHEROKEE NC
Township / Civil DivisionMURPHY
Census Block Group2
Census Block2000
Census Tract930501

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12977 TURTLE COVE TRL, NORTH FORT MYERS, FL 33903-6913
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMay 5, 2025
Transfer Doc001777/800
Record UpdatedJun 8, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address198 SHORT OAK RUN, MURPHY, NC 28906
Transaction TypeMortgage
Record UpdatedJan 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3212 SEA HAVEN CT 2, 2, FORT MYERS, FL 33903-6987

Mortgage

Document Number001793/892
DateJan 12, 2026
Book Page1793/892
Instrument149
Lender
NameIMPECCABLE LENDING INC
TypeMortgage Company
Address101 S MAIN ST STE 3, HIAWASSEE, GA 30546
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$337.00$47,660 (-)$47,660 (-) Land $40,000 Building $7,660
2023$47,660$47,660 Land $40,000 Building $7,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims6 (2020–2025)
Most Recent ClaimApr 2025 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Feb 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · above 82% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Peachtree Broadband Fiber
Cable
500 / 30
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Short Oak Run

Nearby Streets

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