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198 Sessions St, Providence, RI 02906 Property Records

Providence City property record for 198 Sessions St, Providence, RI 02906

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,887 sqft · built 1940
Lot Size0.147 acres (6,405 sqft)
Owner2 Individual Names on File
Tax Bill$6,770 (2025)
Deeds & MortgagesApr 2021 Refinance
Apr 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNPROV M:7 L:149

Property Details

APN / Parcel Number

Primary APNPROV M:7 L:149
Alternative APNs
  • P:0070149 L:0000
  • 32725

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,887 sqft Living Area
Gross Area2,955 sqft
1st Floor Area958 sqft
Basement Area910 sqft
Unfinished Basement910 sqft
Fireplaces1 Fireplace
FireplaceFireplace
Central VacuumCentral Vacuum

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,405 sqft (0.147 acres)
Parking Spaces6 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number32725
Street Address198 SESSIONS ST
CityPROVIDENCE
StateRI
Zip02906-3443
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Lot Number149
JurisdictionPROVIDENCE RI
Township / Civil DivisionPROVIDENCE
Census Block Group1
Census Block1033
Census Tract3400

Owner

Source: Providence City records · APN PROV M:7 L:149

Assessment roll updated June 22, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address198 SESSIONS ST, PROVIDENCE, RI 02906-3443
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
PAWTUCKET CU
Apr 24, 2017Deed of Trust, Mortgage · Conventional Mortgage
RHODE ISLAND CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 02, 2012
Deed SaleOct 02, 2012
Prior SaleOct 02, 2012 · Amount on Record
Deed Book / Page10386 / 166
Transfer Doc1038000166
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPROVIDENCE RI
Property Address198 SESSIONS ST, PROVIDENCE, RI 02906-3443
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number013106-135
DateApr 26, 2021
Book Page13106/135
Instrument2021285334
Lender
NamePAWTUCKET CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueMay 01, 2041

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPROVIDENCE RI
Property Address198 SESSIONS ST, PROVIDENCE, RI 02906-3443
Document Number11699-149
Book / Page011699 / 000149
Instrument DateApr 24, 2017
Transaction TypeMortgage
Record UpdatedMay 16, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number11699-149
DateApr 27, 2017
Book Page011699/000149
Instrument169821
Lender
NameRHODE ISLAND CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueApr 26, 2042

Tax Assessment & Valuation

Source: Providence City records · Assessment roll updated June 22, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityProvidence City
Unified School DistrictProvidence School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$6,770.00 (-40.45%)$806,000 (+30.1%) Land $494,400 Building $311,600
2023$11,368.00 (+3.09%)$619,500 (-) Land $313,100 Building $306,400
2022$11,027.00$619,500 Land $313,100 Building $306,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44007C, as of June 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440070034001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims5 (1978–2023)
Claims Outside the SFHA4 of 5
Most Recent ClaimJul 2023 · other causes

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 849 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system RI1592024, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemPROVIDENCE-CITY OF
serves 333,142 people
Water SourceSurface water
Last State InspectionOct 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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