198 Schrader Dr, Buda, TX 78610 Property Records

Hays County property record for 198 Schrader Dr, Buda, TX 78610

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.077 acres (3,354 sqft)
Owner	2 Individual Names on Record
Last Sale	$399,000 (Jun 2025)
Tax Bill	$1,315 (2025)
Deeds & Mortgages	Jun 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`112803000C019002`

Property Details

APN / Parcel Number

Primary APN	`112803000C019002`
Alternative APN	`R193718`

Exterior

Lot Area	3,354 sqft (0.077 acres)

Location & Zoning

Account Number	R193718
Street Address	198 SCHRADER DR
City	BUDA
State	TX
Zip	78610-4338
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	EMMA PARK SUBDIVISION PHASE 1, BLOCK C, LOT 19, ACRES 0.077
Legal Subdivision	EMMA PARK SUBDIVISION PHASE 1
Legal Phase	1
Legal Block	C
Legal Lot Number	19
Jurisdiction	HAYS TX
Township / Civil Division	KYLE-BUDA
Census Block Group	1
Census Block	1000
Census Tract	10922

Owner

Source: Hays County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	198 SCHRADER DR, A, BUDA, TX 78610-4339
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2025 · Amount on Record
Deed Sale	Jun 6, 2025 · Amount on Record
Deed Document Number	202520658
Record Updated	Oct 29, 2026

June 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HAYS TX
Recording Date	Jun 6, 2025
Property Address	198 SCHRADER DR, BUDA, TX 78610-4338
Document Number	0000020658
Map Reference	DOC 23004398
Instrument Date	Jun 5, 2025
Instrument	25020658
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	ALAMO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14310 NORTHBROOK DR STE 120, 120, SAN ANTONIO, TX 78232-5051

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 SCHRADER DR UNIT A, A, BUDA, TX 78610-4339

Mortgage

Document Number	0000020659
Date	Jun 6, 2025
Instrument	25020659

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2035
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.75%
Index	SOFR Average 30-Day
Margin	3
Max Rate	8.75%

Tax Assessment & Valuation

Source: Hays County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hays County
Unified School District	Hays Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,315.00 (+3.06%)	$70,800 Land $70,800	$70,800 Land $70,800
2024	$1,276.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 44% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOFORTH SUD serves 34,893 people · EPA ID TX1050019
Water Source	Purchased surface water from GBRA IH-35 TRANSMISSION MAIN
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20