Macon County property record for 198 Sandy Davis Dr, Topton, NC 28781
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,608 sqft · built 2015 |
| Lot Size | 13.4 acres (583,704 sqft) |
| Owner | Individual Name on File |
| Last Sale | $40,000 (Dec 2011) |
| Tax Bill | $1,511 (2026) |
| Deeds & Mortgages | Aug 2023 Line of Credit Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6527106598 |
| Primary APN | 6527106598 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,608 sqft Heated Area |
| 1st Floor Area | 804 sqft |
| Upper Floors Area | 804 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Crossed Walls |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 583,704 sqft (13.4 acres) |
| Terrain | Rolling |
| Porch | Slab |
| Porch Area | 308 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 125174 |
|---|---|
| Street Address | 198 SANDY DAVIS DR |
| City | TOPTON |
| State | NC |
| Zip | 28781-7370 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | RD 1423 |
| Legal Subdivision | DAGABERTO MENEZ |
| Jurisdiction | MACON NC |
| Township / Civil Division | NANTAHALA |
| Census Block Group | 2 |
| Census Block | 2150 |
| Census Tract | 970200 |
198 Sandy Davis Dr is owned and occupied by an individual who bought it in December 2011.
Source: Macon County records, as of October 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 198 SANDY DAVIS DR, TOPTON, NC 28781-7370 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 7, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jan 23, 2018 | Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 12, 2011 · Amount on File |
| Deed Sale | Dec 12, 2011 · Amount on File |
| Deed Document Number | 20118179 |
| Deed Book / Page | 34 / 1611 |
| Prior Transfer Date | Dec 5, 2011 |
| Prior Transfer Doc | 00R34/1611 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 198 SANDY DAVIS DR, TOPTON, NC 28781-7370 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00Q42/2101 |
|---|---|
| Date | Aug 7, 2023 |
| Book Page | Q-42/2101 |
| Instrument | 2023004795 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 198 SANDY DAVIS DR, TOPTON, NC 28781-7370 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 00J38/2022 |
|---|---|
| Date | Jan 23, 2018 |
| Book Page | J-38/2022 |
| Instrument | 2018000483 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 5 Years |
| Min Rate At Change | 2% |
| Max Rate At Change | 6% |
| Index | 5-Year CMT |
| Max Rate | 6% |
The 2026 property tax bill for 198 Sandy Davis Dr was $1,511.
Source: Macon County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,511.00 | $436,510 Land $109,700 Building $326,810 | $436,510 Land $109,700 Building $326,810 |
| 2025 | $1,511.00 | ||
| 2023 | $1,499.00 | $436,610 Land $109,700 Building $326,910 | $436,610 Land $109,700 Building $326,910 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 198 Sandy Davis Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 198 Sandy Davis Dr is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 83% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 10 / 1 |
No cell data coverage reported
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