Caldwell County property record for 198 Saint Paul St, Polo, MO 64671
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,061 sqft · built 1973 |
| Lot Size | 0.735 acres (32,017 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $210,000 (Sep 2021) |
| Tax Bill | $2,331 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage May 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-5-22-3-01-20.00 |
| Primary APN | 11-5-22-3-01-20.00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,061 sqft Living Area |
| Basement Area | 1,647 sqft |
| Unfinished Basement | 1,647 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 32,017 sqft (0.735 acres) |
| Lot Dimensions | 291 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 20 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Street Address | 198 SAINT PAUL ST |
|---|---|
| City | POLO |
| State | MO |
| Zip | 64671-9776 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 22-55-28 BLOCK 1 - ALL THAT PART OF LOT 1 OF KELMEL'S 1ST ADD'N AND THAT PART OF LOT 1 KELMEL'S 2ND ADD'N, BEG 16.3' N & 46.5 |
| Legal Range | 28 |
| Legal Township | 55 |
| Legal Section | 22 |
| Legal Subdivision | KELMEL'S 2ND ADD'N |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | CALDWELL MO |
| Township / Civil Division | GRANT |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 950201 |
Source: Caldwell County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 198 SAINT PAUL ST, POLO, MO 64671-9776 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2021 | Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC |
| May 10, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2021 · Amount on Record |
| Deed Sale | Sep 15, 2021 · Amount on Record |
| Prior Sale | May 10, 2021 |
| Deed Document Number | 202161946 |
| Deed Book / Page | 195 / 7208 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL MO |
| Recording Date | Sep 15, 2021 |
| Property Address | 198 SAINT PAUL ST, POLO, MO 64671-9776 |
| Document Number | 00195/7208 |
| Book / Page | 195 / 7208 |
| Instrument Date | Aug 26, 2021 |
| Instrument | 61946 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | MISSOURI SECURED TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 198 SAINT PAUL ST, POLO, MO 64671-9776 |
| Document Number | 0000061947 |
|---|---|
| Date | Sep 15, 2021 |
| Instrument | 61947 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL MO |
| Recording Date | May 10, 2021 |
| Property Address | 198 SAINT PAUL ST, POLO, MO 64671-9776 |
| Document Number | 00195/6998 |
| Book / Page | 195 / 6998 |
| Instrument Date | May 7, 2021 |
| Instrument | 61197 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 35 CRYSTAL CANYON PL, THE WOODLANDS, TX 77389-5310 |
Source: Caldwell County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Caldwell County |
| County Subdivision | Grant Township |
| Municipality | Polo City |
| Unified School District | Polo R-VII School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,331.00 (+22.11%) | $31,370 (+14.41%) Land $2,300 Building $29,070 | $165,080 (+14.42%) Land $12,080 Building $153,000 |
| 2024 | $1,909.00 | ||
| 2023 | $27,420 Land $2,300 Building $25,120 | $144,280 Land $12,080 Building $132,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 16, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 93% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POLO PWS serves 575 people · EPA ID MO1010653 |
|---|---|
| Water Source | Purchased groundwater from RAY COUNTY PWSD 3 |
| Last State Inspection | Mar 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Green Hills Technologies Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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