198 Saari Rd, Winlock, WA 98596 Property Records

Lewis County property record for 198 Saari Rd, Winlock, WA 98596

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,008 sqft · built 2018
Lot Size	9.96 acres (433,858 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,743 (2024)
Deeds & Mortgages	Apr 2020 Mortgage May 2018 Mortgage + 1 more
APN	`012369-001-002`

Property Details

APN / Parcel Number

Primary APN	`012369-001-002`
Alternative APNs	`2158561` `421343`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,008 sqft Living Area
Gross Area	2,584 sqft
1st Floor Area	2,008 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Lot Area	433,858 sqft (9.96 acres)
Garage Type	Attached
Garage Area	576 sqft
Porch	Porch
Porch Area	375 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	2158561
Street Address	198 SAARI RD
City	WINLOCK
State	WA
Zip	98596-9310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARL
Legal Description	SECTION 20 TOWNSHIP 11N RANGE 02W -- N2 S2 SE4 SE4 LOT 2 LLS04-0014 AFN 3204807 EX TRI SE COR
Legal Range	02W
Legal Township	11N
Legal Section	20
Legal Lot Number	2
Jurisdiction	LEWIS WA
Township / Civil Division	TOLEDO-VADER
Census Block Group	3
Census Block	3020
Census Tract	971600

Owner

198 Saari Rd is owned and occupied by two individuals.

Source: Lewis County records, as of March 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	198 SAARI RD, WINLOCK, WA 98596-9310
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage TIMBERLAND BANK
May 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage TIMBERLAND BANK
Apr 24, 2017	Trustee's Deed, Construction Loan · Construction Mortgage TIMBERLAND BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS WA
Property Address	198 SAARI RD, WINLOCK, WA 98596-9310
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003522574
Date	Apr 28, 2020
Instrument	3522574

Lender

Name	TIMBERLAND BANK
Type	Bank
Address	OLYMPIA, WA 98516

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS WA
Property Address	198 SAARI RD, WINLOCK, WA 98596-9310
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003484313
Date	May 21, 2018
Instrument	3484313

Lender

Name	TIMBERLAND BANK
Type	Bank
Address	OLYMPIA, WA 98516

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

April 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LEWIS WA
Recording Date	Apr 24, 2017
Property Address	198 SAARI RD, WINLOCK, WA 98596-9310
Instrument Date	Apr 21, 2017
Instrument	3464303
Transaction Type	Construction Loan
Record Updated	May 18, 2017
Title Company	TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	198 SAARI RD WINLOCK WA 98596, WINLOCK, WA 98596

Mortgage

Document Number	0003464303
Date	Apr 24, 2017
Instrument	3464303

Lender

Name	TIMBERLAND BK
Type	Bank
Address	LACEY, WA 98516

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Lewis County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Lewis County
Unified School District	Castle Rock School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$598,800 (-) Land $168,100 Building $430,700	$598,800 (-) Land $168,100 Building $430,700
2024	$4,743.00	$598,800 Land $168,100 Building $430,700	$598,800 Land $168,100 Building $430,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 198 Saari Rd; there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	May 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 198 Saari Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fixed Wireless	1,000 / 250
Starlink Satellite	280 / 30
CenturyLink DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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